Learn about the Volvo XC90 mid-size SUV. See the engine specifications, gas mileage, price, and MSRP. Research Volvo 2.5T warranty features and Volvo Car Financial Services lending options.
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About the 2004 Volvo XC90 SUV
The 2004 Volvo XC90 is manufactured under the Volvo car brand name. It is categorized as a mid-size SUV and comes with a SUV body. This 4 door SUV has front wheel drive with a 5-speed shiftable automatic transmission. The Volvo XC90 is predominantly imported from the country of Sweden. The Volvo vehicle line is a subsidiary vehicle producer held by Zhejiang Geely Holding Group Company, Ltd.
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The Volvo XC90 is available in multiple trim levels and spec packages including the 2004 Volvo XC90 2.5T Fwd 4 Door SUV (2.5L 5-Cylinder Turbo 5A). This variation of the XC90 SUV features the 2.5T Fwd 4 door SUV with a 2.5L 5-cylinder turbo 5A on the Volvo XC90 vehicle chassis. The XC90 2.5T trim might include automobile enhancement plans depending upon the origin of the vehicle and the time of production.
Volvo XC90 2.5T Price and MSRP
Interested in jumping into a 2004 Volvo XC90 2.5T? The initial MSRP is noted at $34,790 and used Kelly Blue Book market prices are usually lower. Used vehicle quotes depend on the year, make, configuration, and other details. Volvo XC90 valuations can increase outside of these price ranges because of things like increased demand, restricted supply, and auto industry shortages. In 2021, SUV, car, and truck valuations and comparable auto equity inflated due to computer chip scarcity and supply chain restrictions. This situation resulted in tensions on the new and used vehicle market and older used equity catching up with the price highs previously just seen by new motor vehicle models.
MSRP: $34,790
Trim & Style: 2.5T Fwd 4 door SUV with a 2.5L 5-cylinder turbo 5A
Made In: Sweden
XC90 2.5T Performance and Engine
A vehicle’s power, torque, efficiency, and performance are very important, and they matter more sometimes than others. If you are towing a load or trailer with a truck. The efficiency, specifications and capabilities of your engine pulling bundle matters a lot. If you are taking your sports car out for a track day, your horsepower, top speed, and engine can lead to more bragging rights. However, if you are trying to find a sedan to run about town as an everyday driver, you may not care what is under the hood so long as it is efficient and the engine runs well.
Volvo Vehicle Details and Information
The 2004 Volvo XC90 can come along with a number of different performance packages and engine alternatives. This exact Volvo vehicle is set up with the 2.5 gas engine with a front wheel drive drivetrain.
Engine: 2.5L 5-cylinder turbo 5A
Horsepower: 208
Doors: 4 door
Transmission: 5-speed shiftable automatic
Drive Type: front wheel drive
Fuel: gas
MSRP: $34,790
Manufactured: Sweden
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Fuel Usage and Gas Mileage (MPG)
Being conscious of gas mileage and fuel usage are very important considerations when it relates to purchasing a Volvo XC90. The actual cost of the vehicle includes much more than the manufacturer’s suggested retail price or MSRP price and includes the fuel cost. This is normally the next most costly aspect when it comes to auto ownership. The third most costly aspect is obeying the suggested service schedule and carrying out preventive upkeep.
The U.S. Environmental Protection Agency or EPA provides estimates into a vehicle’s gas mileage (MPG) and the number of miles a car or truck can efficiently drive per a gallon of fuel consumed on city streets and on the highway. MPG is dependent on Volvo XC90 engine type, efficiency, operation altitude, and other things like aftermarket adjustments, however it provides a good standard for fuel use.
For the 2004 Volvo XC90, the EPA predicts drivers will get about 16/22 MPG while driving on city streets and while operating the vehicle on the highway. These valuations are different considering that city driving involves driving on town roadways, stopping at stop lights, pausing at stop signs, waiting at crosswalks for pedestrians, and other things which call for the Volvo XC90 to start and stop more often. On the highway, the Volvo XC90’s engine and fuel effectiveness can be extended, achieving a higher MPG rating.
Compare Your Car’s Miles Per Gallon
Are you thinking about comparing and contrasting motor vehicle MPGs? Check out how your current car, truck, or SUV compares to the fuel efficiency of the 2004 Volvo XC90. This can be an important factor in your motor vehicle buying process. Use the gas mileage comparison calculator below to see how many more miles you could drive and the price of gas. Can you save cash by driving this Volvo XC90 or will it cost you more gas money to drive?
Financing your 2004 Volvo XC90 SUV can be an excellent way to get into the car of your dreams while paying it off over the course of several years by making monthly payments. Determine the amount you will need to finance by finding the distinction in between the cost of your new Volvo XC90 and the valuations of your down payment and any trade-in credit from your old car.
This will calculate the amount you need to finance your 2004 Volvo XC90. Consult lending institutions to see quoted financing deals. These offers will be based upon your credit rating, consumer profile, and credit history. The next step is all about getting the best lender. It is a good idea to check out loan terms and APRs from a number of loan providers (evaluating offers with 3-4 loan providers is great). Checking offers from competing lenders will help you find the very best financing offer possible on your Volvo automobile.
To finish your XC90 financing, you need to do a few things such as having a qualifying credit rating, meeting lending institution requirements, and meeting vehicle finance criteria. When attempting to buy a newer vehicle, try to boost your credit score of over 600 (non-prime category). Credit ratings in the 500s (subprime group) might be acceptable for slightly older used vehicle financing. Improving your credit score is very important considering that your rating can certainly impact your offered lending rates throughout the finance process.
Other lending institution requirements involve making a particular level of income each month and meeting residency conditions by residing in a location the loan provider services. In the non-prime credit category of 601 to 660 ratings, lending institutions might require a regular monthly earnings of $1,600 to $2,000. Subprime lending institutions in the 501 to 600 credit rating typically have comparable requirements. Your car or truck needs to fulfill general motor vehicle financing requirements like being newer than 10 years old and having less than 100,000 miles with favorable vehicle equity.
Volvo XC90 Refinancing
Refinance your Volvo XC90 2.5T SUV. Learn how you can save money by adjusting your current loan.
Find Volvo XC90 Insurance
Learn about insurance and see coverage options for your Volvo XC90. Bundling your insurance can save you money.
Information About Volvo Car Financial Services
Volvo Car Financial Services is Volvo’s in-house financial services division. They provide car buyers with a lot of lending choices if you are considering buying a late model car from one of the auto brands dealers. The benefits and promotions can include finance offers like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon your down payment). Volvo Car Financial Services can also offer leasing offers and benefits like 10,500 annual miles for 39 months with a set dollar amount due at signing.
Calculate Financing Your XC90 2.5T
It is essential to recognize how much you can manage to put towards your new 2004 Volvo XC90. When tracking your individual expenses, you may want to keep track of the finance offers from various loan providers. This step may be essential not only for car budgeting but also for your personal finances. Using a financing calculator is one of the most convenient ways to rapidly see your estimated vehicle payment.
How Much is the Auto Payment to Buy a Volvo XC90 2.5T?
Are you wondering how much money it would cost to take out a vehicle loan on a 2004 Volvo XC90? Here is an estimate you can use to begin your research! The answer to your auto payment question depends on a few numbers. The month-to-month car payment on a Volvo XC90 2.5T depends on your down payment, loan interest rate, term, your credit bracket, trade in-value, and different details. Things like sales tax on the XC90 2.5T also need to be looked at. Given that the manufacturer’s suggested retail price or MSRP is $34,790, a typical estimated car payment for a new XC90 could possibly be roughly $504.26.
This can be estimated by utilizing the MSRP minus a 10% down payment with an automobile loan interest rate of 5% over a 48 month term. Keep in mind it does not take into account important information like sales tax. Simply use this information for your research. Keep in mind this payment is what it could cost if you were to buy the 2004 Volvo XC90 “brand-new” according to the MSRP. With older and used automobiles, there is a significant likelihood the regular monthly vehicle payment will be significantly different. You can check more quotes with different percentages and numbers by using a car financing calculator.
Estimated Monthly Payment
$504.26
Involved Payment Factors
MSRP: $34,790 Down Payment: 10% (estimated payment) Loan Interest Rate: 5% (average rate) Car Loan Term: 72 months (varies by offer)
Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.
2004 Volvo XC90 Refinancing
Refinancing your Volvo XC90 is also a choice to look into after you have made several of your preliminary regular monthly motor vehicle payments. The original loan providers you initially financed through typically have benefits and promotions which terminate or are front-weighted. For example, special deals like cash back rebates and 0% APR financing discount rates may begin losing their effectiveness or value after 6 to 12 car payments.
When refinancing is a good option to think about, thoroughly read the terms and conditions of your finance contract and examine them to see if proceeding with refinancing will help you. Refinancing empowers you to renegotiate your motor vehicle unpaid debt with a fresh loan provider successfully replacing your loan’s term and APR. If your economic circumstance has improved ever since you acquired your Volvo XC90 or if your starting APR and term are not advantageous to you, consider refinancing. You can commonly save additional dollars on your regular monthly vehicle payments by refinancing your auto loan.
Volvo XC90 Car Insurance Plans
Maintaining an automotive insurance policy insurance for your Volvo XC90 is a must have. Picking out the most ideal coverage for you may help cover costs and damages connected with vehicular accidents, vehicle theft, and additional damage to your car, truck, or SUV. Not only will your insurance policy help you fix the damage from an automotive crash or striking an object, but having valid insurance coverage is frequently a legal mandate to drive a vehicle on public roads in lots of states and counties in the USA. The most ideal auto insurance plans are often comprehensive collision coverage which helps you repair accident-related damage to your Volvo SUV and also pay for non accident-related damage from other situations things like bad weather conditions, storms, fire, vandalism, and animal impacts in addition to motor vehicle collisions. Your insurance can even help you fix the 2.5L engine in your SUV along with other mechanical parts. The amount you spend for the policy coverage can change and is usually based on the manufacture year of your automobile. If you drive the 2004 2.5T, this will be factored into your monthly insurance coverage payments. Find out more about insurance and protect your Volvo XC90 2.5T Fwd 4 door SUV with a 2.5L 5-cylinder turbo 5A.
Buy a Volvo XC90 2.5T
Shopping for the right car or truck can be tough. When it comes time to buy an automobile, there are a lot of things to factor in. As an example, you have to choose the best make and model vehicle that matches your goals together with maintaining a motor vehicle payment that suits your spending plan. There are a lot of alternatives available for buying new and used car stock, so it can be difficult to understand where to start your automobile buying journey. Carvana is among the very best places to start looking for a vehicle. Their big stock, lending choices, and trade-in policies can allow you to quickly exchange the car or truck you have currently for a different one you want to drive. Find out how to purchase a motor vehicle using Carvana.
We most often think of branded factory manufacturer’s warranties when it involves buying a premier support for your brand-new motor vehicle. These factory manufacturer’s warranties consist of traditional protections like a restricted 3 year or 36,000 mile bumper-to-bumper manufacturer’s warranty and a 5 year or 60,000 mile powertrain protection warranty. These annual timeframes start from the original sale date to the initial truck or car’s owner.
Supplementary factory motor vehicle warranties are usually offered depending upon the motor vehicle’s engine type. For example, brand-new SUVs, trucks, or cars with diesel motors can come with a factory 5 year or 100,000 mile powertrain manufacturer’s warranty. Hybrid motor vehicles and electric vehicles (EVs) additionally can have distinct coverage like a 8 year duration or 100,000 mile warranty.
There are also extended automobile or vehicle service plans (VSPs), Certified pre-owned (CPO) protection, and additional guarantee protection selections offered outside of the manufacturers original factory programs. VSPs offer routine maintenance service plans with supplementary coverage for a vehicle’s parts and components in the event your vehicle struggles with a disastrous mechanical failure or breakdown. When buying a used car or truck, these are good choices to think about.
CPO guarantees often add coverage for extra years with a time and/or mileage limitation like 2 years or 80,000 miles on the motor vehicle. Cars, trucks, and SUVs that are sold with CPO statuses go through a rigorous pre-owned evaluation by certified brand specialists which includes additional warranty years. CPO vehicles generally have price points more than comparable used automobiles , however, they can be worth it for having the security that the vehicle you are shopping for is mechanically robust.
Other coverage alternatives consist of pre-paid motor vehicle maintenance plans from car dealerships. These plans protect the components, services, and labor that pertain to the suggested producer’s routine maintenance schedule. You will identify these checks and associated mileages posted in the vehicle owner’s manual.
XC90 Types of Warranties
Factory Warranty: A factory service warranty is what you may think of when it comes to the basic idea of a “motor vehicle warranty”. These types of guarantees most often come with brand-new automobiles and are one of the easiest and most budget-friendly methods to protect your car – warranty wise since the brand-new vehicle may cost more than a used one leading to you spending more money.
Drivetrain Warranty: A drivetrain warranty covers the parts, systems, and components which “drive” or move the automobile ahead. The elements of the drivetrain can utilize the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and similar components. The warranty also typically includes engine components like seals, gaskets, and other rubberized components. A drivetrain service warranty is another term for a powertrain warranty and may cover comparable components depending upon the automaker’s definitions and warranty terms.
Roadside Warranty: A roadside service warranty helps you when you are stranded or broken down while driving. This service warranty for the Volvo XC90 2.5T includes basic aid services like towing, flat tire fixing or replacement, dead battery assistance and jumpstarts, lockout help, fluid and fuel delivery, and other comparable services. A roadside warranty resembles roadside assistance, however it is incorporated into the warranty with the new vehicle from the manufacturer and not an add-on item through insurance or a vehicle service plan or VSP.
Rust & Corrosion Warranty: A rust and corrosion warranty can help protect the materials, frame, and body of the vehicle. Automakers include this anti-rust warranty with brand-new vehicles to help repair damage brought on by caustic liquids, chemicals, and materials. While vehicle bodies are developed using corrosion-resistant materials like aluminum, magnesium, plastic, and carbon fiber, rusting can still take place. For instance, substantial volumes of highway deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and related compounds and elements can trigger a car’s body to rust. Other corrosive liquids like bleach and acid (while not normally encountered on roadways), can trigger rust if splashed on body panels.
Volvo XC90 Factory Warranty Coverage
Factory Warranty: 4 years / 50,000 miles
Drive Train Warranty: 4 years / 50,000 miles
Roadside Warranty: 4 years / unlimited miles
Rust & Corrosion Warranty: 8 years / unlimited miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Volvo XC90 2.5T Factory Specs
In order to interest a wider market of car drivers who are interested in the 2004 Volvo XC90 2.5T, different trim levels are provided. A large number of automobile makers feature a variety of alternatives for their automobiles. This includes Zhejiang Geely Holding Group Company, Ltd who makes the XC90 model. These choices can consist of factors like assorted paint shades, wheel sizes, or bundles that consist of benefits like a sunroof or gps system. Offering these alternatives allows makers to develop interest in diverse kinds of car shoppers and helps them to sell even more cars and trucks.
These alternatives permit customers to choose a vehicle which fulfills their requirements plus can include different attributes that they may want in their car. Some car producers might offer things like a range of various engines, trim lines, as well as sport packages to choose from, while others might provide different exterior color options or interior trim levels. The choices that are available will vary between car manufacturers, makes, and models, so do your research when you are searching for a vehicle with particular traits like heated seats or 3rd occupant seats.
By putting in the time to explore the various alternatives that are available in the vehicle market, you, as the customer, can ensure that you are getting precisely what you want in your new vehicle. This SUV by XC90 comes outfitted from the vehicle producer with several basic setups and options. They include options like the MacPherson strut front suspension, four-wheel independent suspension, multi-link rear suspension,8-way power driver seat, bucket front seats, height adjustable driver seat, vinyl/cloth, driver seat with manual adjustable lumbar support,rear ventilation ducts, split-folding rear seatback,2 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, external temperature display, tachometer, trip computer,cruise control, front door pockets, front seatback storage, front, rear and 3Rd row cupholders, power steering, tilt and telescopic steering wheel, 12V rear and 12V cargo area power outlet(s), audio and cruise controls on steering wheel,alloy trim on shift knob, cargo area light, front and rear reading lights, interior air filtration, leather steering wheel, wood trim on center console, wood trim on dash, climate control, dual illuminating vanity mirrors, rear floor mats,memorized settings for 3 drivers,160 watts stereo output, 8 total speakers, AM/FM stereo,intermittent rear wiper, rear defogger, roof rack, speed sensitive wipers,skid plates,alloy wheels, temporary spare tire, underbody mounted spare tire, 17 x 7.0 inch wheels, all season tires, P235/65R17 tires, steel spare wheel,rear split liftgate door,2 front headrests, 3 rear headrests, child seat anchors, daytime running lights, dual front side-mounted airbags, electronic brakeforce distribution, engine immobilizer, front and rear seatbelt pretensioners, front fog/driving lights, front, rear and third row head airbags, remote anti-theft alarm system, stability control, traction control, 4-wheel ABS, emergency braking assist, passenger head restraint whiplash protection system, rear center 3-point belt, rear door child safety locks, ventilated front disc/solid rear disc brakes, and other standard features.
Volvo XC90 Common Questions
Have questions about the Volvo XC90 2.5T? Find answers to commonly asked questions. It is important to know what you are getting into with your vehicle purchase and research the specific details. Check out the car specifications and be aware of how your car payment on an automobile can impact your budget. These questions can help you start to understand the capabilities of the vehicle along with miles per gallon, weight, horsepower, and engine capabilities.
What is a Volvo XC90 2.5T?
The Volvo XC90 is a vehicle line produced by Zhejiang Geely Holding Group Company, Ltd. The 2.5T is a specific package of the Volvo XC90 lineup. The vehicle is categorized as a mid-size SUV.
How much does a Volvo XC90 2.5T cost?
The Volvo XC90 2.5T costs around $34,790.
What is the car payment to buy a Volvo XC90 2.5T?
The monthly car payment on a Volvo XC90 2.5T depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the XC90 2.5T also need to be considered. Since the MSRP is $34,790, the average car payment for a new XC90 could be around $504.26. This can be estimated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.
Can I lease a Volvo XC90 2.5T?
You may be able to lease a Volvo XC90 2.5T through an auto loan lender or financial institution.
Can I refinance my Volvo XC90 2.5T?
You may be able to refinance your Volvo XC90 2.5T depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.
Where can I buy a Volvo XC90 2.5T?
Try searching car dealers like Carvana for a Volvo XC90 2.5T. They often have good deals on recent vehicles and may also have a similar Volvo XC90 in their inventory.
How far does the Volvo XC90 2.5T go on a single tank of gas?
The Volvo XC90 2.5T can usually travel around 304/418 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.
Does the Volvo XC90 have good gas mileage?
Volvo XC90 gets an EPA estimated 16/22 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 19 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.
What kind of gas mileage does the Volvo XC90 get?
The Volvo XC90 gets 16/22 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 19.
What type of gas does a Volvo XC90 use?
The Volvo XC90 uses the premium unleaded (required) fuel type.
How much gas does the Volvo XC90 gas tank hold?
The gas tank in the Volvo XC90 holds 19 gallons of gas.
What type of vehicle is the Volvo XC90 2.5T?
The Volvo XC90 with the 2.5T package is a mid-size SUV.
What is the towing capacity of a Volvo XC90?
The Volvo XC90 has a towing capacity of 4,000 pounds.
How much horsepower does a Volvo XC90 have?
The Volvo XC90 has a horsepower rating of 208HP.
What kind of engine does a Volvo XC90 2.5T have?
The Volvo XC90 2.5T comes with a 2.5L 5-cylinder turbo 5-speed automatic engine.
What type of drivetrain does a Volvo XC90 2.5T have?
The Volvo XC90 2.5T features a front wheel drive drivetrain.
What kind of transmission does a Volvo XC90 come with?
The Volvo XC90 2.5T comes with a 5-speed shiftable automatic transmission.
Where is the Volvo XC90 made?
The Volvo XC90 2.5T is made in the Sweden by Zhejiang Geely Holding Group Company, Ltd.
Is the Volvo XC90 domestic or imported?
The Volvo XC90 is a imported vehicle.
What car company makes the Volvo XC90 2.5T?
The Zhejiang Geely Holding Group Company, Ltd is the auto manufacturer which produces the Volvo XC90 2.5T.
How much does a Volvo XC90 weigh?
The Volvo XC90 2.5T has a gross vehicle weight of 5,640 pounds and a curb weight of 4,354 pounds. Learn more about how a vehicle is weighed.
What kind of warranty does the Volvo XC90 come with?
The Volvo XC90 2.5T can come with a few warranties from the manufacturer including a 4 years / 50,000 miles drivetrain warranty, a 4 years / unlimited miles roadside warranty, a 8 years / unlimited miles anti-rust warranty, and a maintenance program.
