Learn about the Lincoln Navigator full-size SUV. See the engine specifications, gas mileage, price, and MSRP. Research Lincoln Ultimate warranty features and Lincoln Automotive Financial Services lending options.
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About the 2004 Lincoln Navigator SUV
The 2004 Lincoln Navigator is made under the Lincoln vehicle brand. It is categorized as a full-size SUV and includes a SUV body. This 4 door SUV has four wheel drive with a 4-speed automatic transmission. The Lincoln Navigator is predominantly domestic from United States. The Lincoln vehicle line is a subsidiary car producer held by Ford Motor Company.
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The Lincoln Navigator comes in different trim levels and packages including the 2004 Lincoln Navigator Ultimate 4WD 4 Door SUV (5.4L 8-Cylinder 4A). This variation of the Navigator SUV sports the Ultimate 4WD 4 door SUV with a 5.4L 8-cylinder 4A on the Lincoln Navigator platform. The Navigator Ultimate trim can integrate automobile enhancement bundles depending on the origin of the automobile and the time of production.
Lincoln Navigator Ultimate Prices and MSRP
Are you interested in having a 2004 Lincoln Navigator Ultimate? The original MSRP is quoted at $56,140 and used vehicle Kelly Blue Book valuations are often found at lower price points. Used vehicle asking prices are calculated with the year, make, model, and other details. Lincoln Navigator appraisals can increase outside of these price ranges as a result of things like increased demand, limited supply, and auto industry shortages. As an example in 2021, auto estimates and correlated vehicle equity increased due to semiconductor chip production shortages and supply chain limits. This shortage created a ripple effect on the car market and older used vehicle estimates eclipsing the highs formerly only seen by brand-new vehicle models.
MSRP: $56,140
Trim & Style: Ultimate 4WD 4 door SUV with a 5.4L 8-cylinder 4A
Made In: United States
Navigator Ultimate Performance Specs and Engine
The performance specs and abilities of your vehicle’s engine matter a lot. For instance, if you are hauling a load or flatbed trailer with a truck. The operation specifications and capabilities of your engine pulling package matters a lot. If you are taking your sports car out for a track day, your brake horsepower and engine can result in more bragging rights. However, if you are looking for an economical sedan to use as an everyday driver, you might not even care what is under the hood if it is reliable and the engine runs well.
Lincoln Automobile Manufacturer Specifications
The 2004 Lincoln Navigator can come with several various performance packages and engine alternatives. This specific Lincoln motor vehicle is set up with the 5.4 gas engine with a four wheel drive drivetrain.
Engine: 5.4L 8-cylinder 4A
Horsepower: 300
Doors: 4 door
Transmission: 4-speed automatic
Drive Type: four wheel drive
Fuel: gas
MSRP: $56,140
Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Fuel Usage and MPG
Having knowledge of gas mileage and fuel economy are important factors when it relates to buying a Lincoln Navigator. Other than the out-the-door expense of the motor vehicle, the fuel cost is typically the next most pricey element when it comes to auto ownership. The next most expensive factor is obeying the advised manufacturer’s maintenance schedule and carrying out preventive routine maintenance.
The U.S. Environmental Protection Agency or EPA supplies approximations into a vehicle’s gas mileage (MPG) and the amount of miles a motor vehicle can efficiently drive per a gallon of fuel required to operate on city streets and on the highway. MPG depends on Lincoln Navigator engine type, performance, operation elevation, and other things like aftermarket adjustments, but it provides a good baseline for fuel use.
For the 2004 Lincoln Navigator, the EPA estimates around while driving on city streets and while operating the vehicle on the highway. These values are different since city driving entails navigating community streets, traffic signals, stop signs, and other things which call for the Lincoln Navigator to stop and start more frequently. On the highway, the Lincoln Navigator’s engine and fuel performance can be pushed to the limit allowing them to reach a higher MPG rating.
Comparing Auto MPGs
Check out how your current car compares to the fuel effectiveness of the 2004 Lincoln Navigator. Use the gas mileage comparison calculator to see how many miles you might drive and expenses related to gas. Can you save cash by driving this Lincoln Navigator or will it cost you more in gas to drive?
Financing your 2004 Lincoln Navigator SUV can be a great way to drive the motor vehicle you need while paying for it over a few years by making month-to-month payments toward the vehicle. Car owners start the motor vehicle buying journey by finding the vehicle model they prefer to get. Calculate the amount of money you will be required to have to finance by finding the difference between the sticker price of your brand-new Lincoln Navigator and the values of your deposit on the car and any trade-in credit from your existing car or truck. Deduct these values from the brand-new car or truck’s cost.
This will calculate the amount of money you need to finance your 2004 Lincoln Navigator. Contact financial institutions to see quoted financing offers. These deals will be based on your credit ratings, client profile, and credit history. It is great to compare funding rates from several loan providers (inspecting deals with 3-4 loan providers is great). Doubling checking the contending deals will assist you get the finest financing offer possible on your Lincoln automobile.
To finish your Navigator financing process, you need to do a few things such as having an approved credit score, meeting lending institution requirements, and meeting automobile financing requirements. Before you apply, try to have a credit score of over 600 (nonprime backet) when financing a more recent make car or truck. Credit ratings in the 500s (subprime group) may be acceptable for slightly older used vehicle financing. This is very important given that your rating impacts your offered rate of interest throughout the finance process.
Other loan provider requirements consist of making a certain amount of cash each month and meeting residency requirements by living in a location the lender services. Your automobile must satisfy basic vehicle finance requirements like being newer than 10 years old and having less than 100K miles with favorable vehicle equity.
Lincoln Navigator Refinancing
Refinance your Lincoln Navigator Ultimate SUV. Learn how you can save money by adjusting your current loan.
Find Lincoln Navigator Insurance
Learn about insurance and see coverage options for your Lincoln Navigator. Bundling your insurance can save you money.
Information About Lincoln Automotive Financial Services
Lincoln Automotive Financial Services is Lincoln’s in-house financing support services division. They give car buyers many loan offers if you are considering purchasing a newer car from a branded car dealership. The rewards and offers can include financing deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the down payment amount). Lincoln Automotive Financial Services can also provide lease offers and benefits like 10,500 yearly miles for 39 months with a set dollar amount due at finalization.
Finding Finance Your Navigator Ultimate
It is important to know how much you can manage to pay for your brand-new 2004 Lincoln Navigator. When tracking your individual expenditures, it can be beneficial to track the financing offers from different lenders. This step can be crucial not only for vehicle budgeting but also for your personal financial well being. Checking your numbers with a financing calculator is one of the simplest methods to quickly see your approximated auto payment.
What is the Car Payment to Buy a Lincoln Navigator Ultimate?
Ever wonder how much money it would be to take out a car loan on a 2004 Lincoln Navigator? Here is an approximate cost you can use to begin the research! The best answer to your car payment question depends on a couple of calculations. The month-to-month automobile payment on a Lincoln Navigator Ultimate is calculated by taking into account the following things: your down payment amount, car loan lending rate, loan term, credit rating, trade in-value, and various other details. Details like the sales tax on the Navigator Ultimate also have to be considered. Therefore, given that the manufacturer’s suggested retail price or MSRP is $56,140, the average car payment for a new Navigator may be about $813.72.
This is approximated by taking the MSRP and subtracting a 10% deposit alongside a vehicle loan lending rate of 5% over a term of 48 months. Always remember these elements will differ depending on your specific car loan rates, annual percentage rate or APR, and credit union offers. Keep in mind this payment is what it might cost if you were to buy the 2004 Lincoln Navigator “brand-new” based on the MSRP. With used motor vehicles, there is a considerable likelihood the monthly car payment will be dramatically different. You can check additional quotes with varying percentages and numbers using a calculator.
Estimated Monthly Payment
$813.72
Involved Payment Factors
MSRP: $56,140 Down Payment: 10% (estimated payment) Loan Interest Rate: 5% (average rate) Car Loan Term: 72 months (varies by offer)
Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.
2004 Lincoln Navigator Refinancing
Refinancing your Lincoln Navigator is also an alternative to keep in mind after you have made a number of your preliminary month-to-month auto payments. The original lending institutions you originally financed through typically have rewards and deals which lapse or are front-weighted. For example, special deals like cash back kickbacks and 0% APR financing discount rates may begin losing their advantages or worth after 6 to 12 motor vehicle payments.
If your personal financial situation has changed given that you bought your Lincoln Navigator or if your starting term and interest rate are no longer good for you, consider refinancing. You can commonly save additional cash on your regular monthly vehicle payments by refinancing your vehicle loan.
Lincoln Navigator Auto Insurance
Having motor vehicle insurance insurance for your Lincoln Navigator is a must. Deciding on the most ideal insurance plan for you can help cover damages related to car collisions, car theft, and other damage to your auto. Not only can the coverage help you repair the damage from a vehicle crash or hitting an object, but retaining current insurance coverage is typically a legal mandate to operate a vehicle on public roads in most states and counties in the US. The best auto insurance plans are often comprehensive collision coverage which helps you repair crash-related damage to your Lincoln SUV and also cover damage from many things like inclement weather conditions, storms, fire, vandalism, and wild animal strikes in addition to automobile accidents. Your insurance policy can also help you pay for repairs to the 5.4L engine in your SUV in addition to other mechanical parts and components. The amount you spend for the insurance protection can vary and is typically based on the year of your motor vehicle. If you drive the 2004 Ultimate, this will be factored into your month-to-month insurance coverage payments. Learn more about insurance coverage and protect your Lincoln Navigator Ultimate 4WD 4 door SUV with a 5.4L 8-cylinder 4A.
Find Out Where to Buy a Lincoln Navigator Ultimate
There are a lot of things to think about when it comes time to purchase a car. You need to get the best make and model that fits your needs along with managing a car payment that fits into your budget. There are a lot of options out there for shopping for brand-new and used car stock, so it can be tough to know where to begin your car purchasing journey. Give Carvana a try.
When it comes to getting the best care for your new car, we often think of branded factory service warranties. These factory manufacturer’s warranties consist of traditional coverages like a restricted 3 year duration or 36,000 mile bumper-to-bumper warranty and a 5 year or 60,000 mile powertrain guarantee. These yearly timeframes start from the original date of purchase to the initial owner.
Alternative manufacturer factory car warranties are also available based on the engine type. As an example, brand-new cars, trucks, or SUVs with a diesel motor can include a manufacturer 5 year long or 100,000 mile powertrain warranty. Hybrid motor vehicles and electric powered vehicles (EVs) can also come with distinct protection like a 8 year or 100,000 mile service warranty.
There are also extended car and vehicle service plans (VSPs), Certified pre-owned (CPO) coverage, and additional service warranty coverage alternatives available outside of the maker’s factory programs. VSPs provide routine maintenance service programs with extra protection for a vehicle’s parts and components in the event your car or truck struggles with a devastating mechanical failure. These are excellent alternatives to look into when buying a used car.
CPO service warranties usually include protection for extra years with limitations like 2 years or 80,000 miles on the car. Cars, trucks, and SUVs that are sold with CPO statuses go through a meticulous pre-owned checkup by certified brand specialists which adds additional guarantee years. CPO cars and trucks generally have price points more than equivalent used autos but may be worth it for coming with peace of mind that the vehicle you are shopping for is mechanically sound.
Other coverage alternatives consist of pre-paid motor vehicle upkeep programs from auto dealers. These plans help to fix the components, services, and labor that belong to the advised manufacturer’s maintenance schedule. You will identify these service checks and associated mileages specified in the motor vehicle owner’s handbook.
Info Regarding Navigator Warranties
Factory Warranty: A factory service warranty is what you may picture when car warranties are brought up. These sorts of warranties usually are included with the purchase of new vehicles and are one of the most convenient and most economical approaches to cover your automobile– warranty wise since the brand-new car might cost more than a used one leading to you spending more money. The factory warranty is similar to a manufacturer’s warranty and is a promise from the car manufacturer. Under the warranty guarantee coverage, the auto producer will fix any damaged areas and/or replace any damaged parts as a result of manufacturing defects, flawed components or materials, and faulty workmanship with relatively no cost to you as the car owner. The warranty makes sure the automobile will be brought back to excellent operating shape.
Drivetrain Warranty: A drivetrain service warranty covers the systems, parts, and components which move the car forward. The pieces of the drivetrain can involve the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and connected parts. The warranty also normally protects engine parts like seals, gaskets, and other rubberized parts. A drivetrain service warranty is also another term for a powertrain service warranty and may cover similar elements depending upon the manufacturer’s definitions and warranty terms.
Roadside Warranty: A roadside service warranty assists you when you are stranded or are broken down on the road. This warranty for the Lincoln Navigator Ultimate consists of basic support services like towing, blowout fixing or replacement, dead battery assistance and jumpstarts, lockout support, fluid and fuel transport and delivery, and other related services. A roadside warranty is similar to roadside assistance, however it is included with the new motor vehicle from the manufacturer and not an add-on product through insurance coverage or a vehicle service contract or VSC.
Rust & Corrosion Warranty: A rust and corrosion warranty helps to protect the body, materials, and frame of the motor vehicle. Car manufacturers include this warranty with brand-new cars and trucks to help repair damage triggered by caustic liquids, compounds, and materials.
Lincoln Navigator Factory Warranty Coverage
Factory Warranty: 4 years / 50,000 miles
Drive Train Warranty: 4 years / 50,000 miles
Roadside Warranty: 4 years / 50,000 miles
Rust & Corrosion Warranty: 5 years / unlimited miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Lincoln Navigator Ultimate Factory Features
In order to attract a broader market of car drivers who are interested in the 2004 Lincoln Navigator Ultimate, a few different trim levels are provided. A lot of automobile companies supply different options for their automobiles. This includes Ford Motor Company who makes the Navigator model. These alternatives can include factors like different paint colors, wheel sizes, or packages that consist of aspects like a sunroof or entertainment system. Providing these alternatives allows suppliers to attract different types of shoppers and enables them to sell a large volume of automobiles.
These options allow customers to pick an automobile which fulfills their requirements and can include different functions that they might want in their vehicle. Some vehicle makers may provide things like a variety of different engines, trim lines, and performance packages to choose from, while others might provide different exterior colors or interior trim levels. The choices that are offered will vary between car manufacturers, makes, and models, so do your research when you are shopping for a vehicle with particular options like heated seats or third occupant seating.
By taking the time to explore the different options that are available in the vehicle market, you, as the customer, can ensure that you are getting specifically what you want in your new vehicle. This SUV by Navigator comes geared up from the vehicle manufacturer with several basic setups and options. They include options like the four-wheel independent suspension, short and long arm front suspension, short and long arm rear suspension,8-way power driver seat, 8-way power passenger seat, bucket front seats, driver cooled seat, height adjustable driver seat, height adjustable passenger seat, leather, manual, multi-level heating driver seat, multi-level heating passenger seat, passenger cooled seat, driver seat with power adjustable lumbar support, passenger seat with power adjustable lumbar support,power folding split-bench third row seats, rear ventilation ducts, reclining rear seats,1 one-touch power windows, digital keypad power door locks, heated mirrors, power mirrors,clock, external temperature display, low fuel level warning, tachometer, trip computer,adjustable pedals, cruise control, front and rear door pockets, front seatback storage, front, rear and 3Rd row cupholders, overhead console with storage, rear parking sensors, retained accessory power, speed-proportional power steering, tilt-adjustable steering wheel, universal remote transmitter (for garage door, security system, etc.), 12V rear and 12V cargo area power outlet(s), audio and cruise controls on steering wheel,cargo area light, electrochromatic inside rearview mirror, front reading lights, leather and wood steering wheel, leather and wood trim on center console, leather and wood trim on doors, turn signal in mirrors, wood trim on dash, climate control, dual illuminating vanity mirrors, rear floor mats,memorized settings for 3 drivers,1 subwoofer(s), 5 total speakers, adjustable speed sensitive volume control, element antenna, separate rear audio, AM/FM stereo,intermittent rear wiper, power glass sunroof, power opening rear quarter windows, privacy glass, rear defogger, roof rack, intermittent wipers,step running boards,alloy wheels, full-size matching spare tire, underbody mounted spare tire, 18 x 7.5 inch wheels, all season tires, alloy spare wheel, P255/70R18 tires,manual flip-up liftgate window, rear liftgate door,trailer hitch, trailer wiring,2 front headrests, 2 rear headrests, auto delay off headlamps, child seat anchors, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, front and rear head airbags, front fog/driving lights, front seatbelt pretensioners, remote anti-theft alarm system, stability control, tire pressure monitoring, traction control, xenon high intensity discharge headlamp, 4-wheel ABS, emergency braking assist, front and rear ventilated disc brakes, rear door child safety locks, rear height adjustable headrests, turn signal mirrors, and other typical components.
Lincoln Navigator FAQs
Have concerns about the Lincoln Navigator Ultimate? Get answers to commonly asked questions. It is crucial to know what you are getting into with your vehicle purchase and research the specific details. Check out the car specifications and understand how the monthly car payment on your vehicle can affect your finances. These answers can help you understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.
What is a Lincoln Navigator Ultimate?
The Lincoln Navigator is a vehicle line produced by Ford Motor Company. The Ultimate is a specific package of the Lincoln Navigator lineup. The vehicle is categorized as a full-size SUV.
How much does a Lincoln Navigator Ultimate cost?
The Lincoln Navigator Ultimate costs around $56,140.
What is the car payment to buy a Lincoln Navigator Ultimate?
The monthly car payment on a Lincoln Navigator Ultimate depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Navigator Ultimate also need to be considered. Since the MSRP is $56,140, the average car payment for a new Navigator could be around $813.72. This can be estimated by using the MSRP minus a 10% down payment with a motor vehicle loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.
Can I lease a Lincoln Navigator Ultimate?
You may be able to lease a Lincoln Navigator Ultimate through an auto loan lender or financial institution.
Can I refinance my Lincoln Navigator Ultimate?
You may be able to refinance your Lincoln Navigator Ultimate depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.
Where can I buy a Lincoln Navigator Ultimate?
Try searching car dealers like Carvana for a Lincoln Navigator Ultimate. They often have good deals on recent vehicles and may also have a similar Lincoln Navigator in their inventory.
How far does the Lincoln Navigator Ultimate go on a single tank of gas?
The Lincoln Navigator Ultimate can usually travel around 0/0 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.
Does the Lincoln Navigator have good gas mileage?
Lincoln Navigator gets an EPA estimated miles per gallon (MPG) on the city/highway roads. The combined MPG is MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.
What kind of gas mileage does the Lincoln Navigator get?
The Lincoln Navigator gets (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is .
What type of gas does a Lincoln Navigator use?
The Lincoln Navigator uses the premium unleaded (required) fuel type.
How much gas does the Lincoln Navigator gas tank hold?
The gas tank in the Lincoln Navigator holds 28 gallons of gas.
What type of vehicle is the Lincoln Navigator Ultimate?
The Lincoln Navigator with the Ultimate package is a full-size SUV.
What is the towing capacity of a Lincoln Navigator?
The Lincoln Navigator has a towing capacity of 6,000 pounds.
How much horsepower does a Lincoln Navigator have?
The Lincoln Navigator has a horsepower rating of 300HP.
What kind of engine does a Lincoln Navigator Ultimate have?
The Lincoln Navigator Ultimate comes with a 5.4L V8 4×4 4-speed automatic engine.
What type of drivetrain does a Lincoln Navigator Ultimate have?
The Lincoln Navigator Ultimate features a four wheel drive drivetrain.
What kind of transmission does a Lincoln Navigator come with?
The Lincoln Navigator Ultimate comes with a 4-speed automatic transmission.
Where is the Lincoln Navigator made?
The Lincoln Navigator Ultimate is made in the United States by Ford Motor Company.
Is the Lincoln Navigator domestic or imported?
The Lincoln Navigator is a domestic vehicle.
What car company makes the Lincoln Navigator Ultimate?
The Ford Motor Company is the auto manufacturer which produces the Lincoln Navigator Ultimate.
How much does a Lincoln Navigator weigh?
The Lincoln Navigator Ultimate has a gross vehicle weight of 7,450 pounds and a curb weight of 6,041 pounds. Learn more about how a vehicle is weighed.
What kind of warranty does the Lincoln Navigator come with?
The Lincoln Navigator Ultimate can come with a few warranties from the manufacturer including a 4 years / 50,000 miles drivetrain warranty, a 4 years / 50,000 miles roadside warranty, a 5 years / unlimited miles anti-rust warranty, and a maintenance program.
