Learn about the Ford F-150 full-size pickup truck. See the engine specifications, gas mileage, price, and MSRP. Research Ford XLT warranty features and Ford Credit lending options.
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Home » Vehicles » 2004 Ford F-150 2 Door Regular Cab XLT RWD StyleSide 8 Foot LB 4.6L 8-Cylinder 4A
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Details About the 2004 Ford F-150 truck (regular cab)
The 2004 Ford F-150 is manufactured under the Ford vehicle brand name. It is classified as a full-size pickup truck and features a truck (regular cab) body. This 2 door truck (regular cab) has rear wheel drive with a 4-speed automatic transmission. The Ford F-150 is predominantly domestic from United States. The Ford automotive line is a subsidiary vehicle company held by Ford Motor Company.
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The Ford F-150 can be found in several trim levels and packages including the 2004 Ford F-150 2 Door Regular Cab XLT RWD StyleSide 8 Foot LB (4.6L 8-Cylinder 4A). This variation of the F-150 truck (regular cab) sports the 2 door Regular Cab XLT RWD Styleside 8 foot LB with a 4.6L 8-cylinder 4A on the Ford F-150 vehicle chassis. The F-150 XLT trim can add vehicle upgrade plans depending on the origin of the vehicle and the generation.
Ford F-150 XLT Pricing and MSRP
Are you interested in having a 2004 Ford F-150 XLT? The original MSRP is quoted at $24,895 and related Kelly Blue Book amounts are normally lower. Used vehicle sale prices are based on the year, make, design, and features. Ford F-150 appraisals can increase beyond these ranges due to factors like increased consumer demand, restricted supply, and market scarcity. In 2021, car, truck, and SUV values and corresponding automobile equity rose due to widespread chip production inadequacies and supply chain limitations. This shortage led to a strain on the market with older used vehicle values reaching the equity highs formerly solely seen by brand-new automobile sales.
MSRP: $24,895
Trim & Style: 2 door Regular Cab XLT RWD Styleside 8 foot LB with a 4.6L 8-cylinder 4A
Made In: United States
F-150 XLT Performance Specifications and Engine
The performance specs and efficiency of your vehicle’s engine matter a lot. If you are pulling a load or utility trailer with a truck. The operation specifications and capabilities of your engine hauling bundle matters a lot. Your 0-60 time, quarter mile time, horsepower, and engine can lead to more bragging rights if you are taking your sports car out for a track day. However, if you are looking for a smaller economical car to use as a daily driver, you might not care what is under the hood so long as it is efficient and the engine runs well.
Ford Automobile Specifics
The 2004 Ford F-150 can feature several different performance packages and engine alternatives. This particular Ford vehicle includes the 4.6 gas engine with a rear wheel drive drivetrain.
Engine: 4.6L 8-cylinder 4A
Horsepower: 231
Doors: 2 door
Transmission: 4-speed automatic
Drive Type: rear wheel drive
Fuel: gas
MSRP: $24,895
Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Fuel Usage and Gas Mileage
Being aware of your gas mileage and fuel economy are vital elements when it pertains to looking at a Ford F-150. Other than the manufacturer’s suggested retail price of the auto, the fuel expense is typically the next most costly element when it comes down to automobile ownership. The 3rd most pricey element is complying with the advised service schedule and conducting preventive upkeep.
The U.S. Environmental Protection Agency or EPA offers approximations into a vehicle’s gas mileage (MPG) and the amount of miles a vehicle can economically drive per a gallon of fuel consumed on city streets and on the highway. MPG depends on Ford F-150 engine type, efficiency, operation altitude, and other things like aftermarket adjustments, but it provides a great guideline for fuel use.
For the 2004 Ford F-150, the EPA approximates drivers will get an average of 14/18 MPG while operating the vehicle on city streets and while operating the vehicle on the highway. These valuations are different because city driving includes navigating neighborhood roads, traffic signals, stop signs, and other things which make the Ford F-150 to start and stop more often. On the highway, the Ford F-150’s engine and fuel efficiency are pushed to the limit attaining a higher MPG rating.
Compare Your Car’s Miles Per Gallon
See how your current car compares to the fuel effectiveness of the 2004 Ford F-150. This could be a significant consideration in the car buying process. Use the gas mileage comparison calculator shown below to see how many more miles you could drive and costs related to fuel. Can you save gas money by driving this Ford F-150 or will it cost you more gas money to drive?
Financing your 2004 Ford F-150 truck (regular cab) can be an excellent way to get into the car of your dreams while paying it off over the course of several years by making month-to-month payments. Calculate the amount of money you will need to finance by finding the distinction in between the cost of your brand-new Ford F-150 and the values of your down payment and any trade-in credit from your old automobile. Take away these values from the new vehicle’s cost.
This will give you the amount of money you will be required to finance your 2004 Ford F-150. Check with finance companies to see qualified financing deals. These deals will be based on your credit scores, consumer profile, and credit history. It is great to compare financing rates from numerous lending institutions (checking offers with 3-4 lenders is excellent). Doubling examining the competing deals will assist you get the best funding deal possible on your Ford car.
To finish off your F-150 financing, you need to do a number of things involving having a qualifying credit score, meeting financier requirements, and meeting vehicle finance qualifying criteria. Credit ratings in the 500s (subprime classification) may be appropriate for older used auto financing with ratings in the 600s suitable for newer auto finance offers.
Other loan provider requirements involve making a specific amount of cash every month and meeting residency conditions by residing in a region the lender services for a specified period of time. In the non-prime credit classification of 601 to 660 scores, loan providers may require you to have a monthly income of $1,600 to $2,000. Subprime lending institutions in the 501 to 600 credit scores usually have comparable requirements. Finally your automobile should satisfy basic motor vehicle financing requirements like being newer than 10 years old and having fewer than 100K miles with positive vehicle equity.
Ford F-150 Refinancing
Refinance your Ford F-150 XLT truck (regular cab). Learn how you can save money by adjusting your current loan.
Find Ford F-150 Insurance
Learn about insurance and see coverage options for your Ford F-150. Bundling your insurance can save you money.
About Ford Credit
Ford Credit is Ford’s internal finance services division. If you are considering buying a newer car or truck from a brand dealership, they offer a few funding options. The offers and bonuses can consist of financing offers like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the down payment). Ford Credit can even offer leasing deals and rewards like 10,500 annual miles for 39 months with a set dollar amount due at signing.
Finding Funding for Your F-150 XLT
It is essential to be aware of how much you can manage to spend on your brand-new 2004 Ford F-150. When tracking your personal expenditures, you may want to track your financing offers from various lending institutions. This step can be important not only for car budgeting but also for your financial well being. Checking loan rates and terms with a financing calculator is one of the most convenient methods to rapidly see your approximated motor vehicle payment.
How Much is the Monthly Payment to Buy a Ford F-150 XLT?
Ever wonder how much money it would cost to sign a vehicle loan on a 2004 Ford F-150? Here is some information you can use to begin the research! The most accurate answer to your car payment question depends on a few numbers. The regular monthly car payment on a Ford F-150 XLT is found by taking into account the following things: your down payment amount, auto loan APR or interest rate, term, your credit score, trade in-value, and various factors. Details like sales tax on the F-150 XLT also have to be factored in. Given that the manufacturer’s suggested retail price or MSRP is $24,895, a typical estimated motor vehicle payment for a brand-new F-150 could possibly be roughly $360.84.
This can be approximated by using the MSRP minus a 10% down payment with an automobile loan interest rate of 5% over a term of 48 months. Keep in mind it does not take into account crucial information like sales tax. Simply use this information for your research. Keep in mind this is what it may cost if you purchased the 2004 Ford F-150 “new” based on the MSRP. With older and used cars, there is a substantial possibility the regular monthly car payment will be significantly different. You can check alternative estimates with different percentages and numbers by using a vehicle loan calculator.
Estimated Monthly Payment
$360.84
Involved Payment Factors
MSRP: $24,895 Down Payment: 10% (estimated payment) Loan Interest Rate: 5% (average rate) Car Loan Term: 72 months (varies by offer)
Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.
About 2004 Ford F-150 Refinancing
Refinancing your Ford F-150 is also a choice to think about after you have made several of your initial regular monthly motor vehicle payments. The primary lending institutions you originally funded through typically have benefits and offers which lapse or are front-weighted. Special offers like cash back rebates and 0% APR financing discount rates might begin losing their efficiency or worth after 6 to 12 automobile payments.
If your financial situation has changed considering that you purchased your Ford F-150 or if your initial term and interest rate are no longer beneficial to you, think about refinancing. You can often save additional money on your monthly car or truck payments by refinancing your vehicle loan.
Ford F-150 Vehile Insurance Plans
Maintaining valid automobile insurance coverage insurance coverage for your Ford F-150 is essential. Deciding on the most ideal plan for you can help pay for costs associated with traffic collisions, auto theft, and other damage to your motor vehicle. Not only will your insurance policy assist you in repairing the damage from an auto accident or hitting a stationary object, but maintaining valid insurance is frequently a legal obligation to drive a car on the roads in numerous states and counties in the US. The very best automobile insurance plans include comprehensive collision coverage which helps you repair crash-related damage to your Ford truck (regular cab) and also cover damage from many things like inclement weather, storms, wildland fires, vandalism, and animal strikes on top of automobile accidents. The insurance coverage can also help you fix the 4.6L engine in your truck (regular cab) along with other mechanical parts. The amount you pay for the insurance protection can range and is usually based upon the year of manufacture of your car. If you drive the 2004 XLT, this will be factored into your regular monthly insurance coverage payments. Discover more about insurance coverage and protect your Ford F-150 2 door Regular Cab XLT RWD Styleside 8 foot LB with a 4.6L 8-cylinder 4A.
Find Out Where to Buy a Ford F-150 XLT
There are a lot of factors to think about when it comes time to buy a motor vehicle. You need to locate the right make and model that fits your demands along with managing a vehicle payment that fits into your budget plan. There are a lot of choices out there for searching for used and brand-new automobile stock, so it can be hard to know where to begin your vehicle buying journey. Check out Carvana.
When it comes to getting the finest care for your new automobile, we often think about branded factory manufacturer’s warranties. These factory service warranties feature traditional protections like a limited 3 year or 36,000 mile bumper-to-bumper warranty and a 5 year duration or 60,000 mile powertrain service warranty. These annual durations begin with the original date of purchase to the initial truck or car’s owner.
Alternative factory auto service contracts are also available based on the engine type. For instance, new cars, SUVs, or trucks with diesel motors can feature a manufacturer’s factory 5 year or 100,000 mile powertrain manufacturer’s warranty. Hybrid and electric vehicles (EVs) can additionally have special warranty plans like a 8 year duration or 100,000 mile guarantee.
There are also extended auto or vehicle service plans (VSPs), Certified pre-owned (CPO) coverage, and extra guarantee coverage choices offered beyond the maker’s factory plans. VSPs provide maintenance service plans with additional coverage for components in case your automobile experiences a large mechanical breakdown. When buying a used automobile, these are excellent options to consider.
CPO extended warranties usually add protection for extra years limited by constraints like 2 years or 80,000 miles on the car or truck. Cars, trucks, and SUVs that are sold with CPO status receive a thorough pre-owned examination by certified brand service technicians which adds additional guarantee years. CPO automobiles usually have price points more than similar used motor vehicles , however, they may be worth it for coming with peace of mind that the vehicle you are buying is mechanically ok.
Other coverage options consist of prepaid car upkeep plans from automobile dealers. These programs fix the parts, services, and labor that are part of the recommended manufacturer’s service schedule. You will find these line items and associated mileages noted in the car or truck owner’s manual.
Info Regarding F-150 Warranties
Factory Warranty: A factory warranty is what you probably think about when it concerns a “motor vehicle warranty”. These types of manufacturer’s warranties most often are included when buying new vehicles and are one of the simplest and most budget-friendly ways to maintain your automobile– warranty wise given that the brand-new car or truck may cost more than a used one leading to you spending more money. The factory service warranty is similar to a manufacturer’s service warranty and is a guarantee from the automaker. Under the service warranty protection, the vehicle company will replace any damaged parts and/or fix any damaged areas as a result of manufacturing irregularities, faulty materials, and flawed workmanship without any expense to you as the motor vehicle owner. The service warranty guarantees the automobile will be brought back to initial operating condition.
Drivetrain Warranty: A drivetrain warranty covers the parts, components, and systems which move or “drive” the vehicle forward. A drivetrain warranty is also another term for a powertrain warranty and may cover similar components depending on the manufacturer’s descriptions and service warranty terms.
Roadside Warranty: A roadside service warranty can help you when you are stranded or broken down when traveling. This service warranty for the Ford F-150 XLT includes standard help services like towing, flat tire fixing or replacement, dead battery help and jumpstarts, lockout support, fluid and fuel delivery, and other related services. A roadside warranty resembles roadside assistance, however it is included with the brand-new automobile from the car manufacturer and not an add-on product through your car insurance policy or a vehicle service plan (VSP).
Rust & Corrosion Warranty: A rust and corrosion warranty can help protect the materials, body, and frame of the automobile. Automakers include this warranty with brand-new automobiles to help fix damage from caustic liquids, compounds, and substances. While car bodies are developed from materials which have corrosion-resistance like aluminum, magnesium, carbon fiber, and plastic, rust can still occur. For example, significant amounts of highway deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and similar compounds and elements can trigger an automobile’s body to rust. Other corrosive solutions like bleach and acid, can trigger rust if splashed on body panels.
Ford F-150 Factory Warranty Coverage
Factory Warranty: 3 years / 36,000 miles
Drive Train Warranty: 3 years / 36,000 miles
Roadside Warranty: 3 years / 36,000 miles
Rust & Corrosion Warranty: 5 years / unlimited miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Ford F-150 XLT Manufacturer Specs
In order to appeal to a broader market of drivers who are interested in the 2004 Ford F-150 XLT, a few different trim levels are provided. A large number of automotive producers offer various options for their cars. This includes Ford Motor Company who makes the F-150 model. These options can include things like different paint colors, wheel dimensions, or bundles that consist of benefits like a sunroof or navigation system. Delivering these choices enables producers to develop interest in diverse types of shoppers and also enables them to move more cars.
These alternatives permit consumers to pick a vehicle which fulfills their desires plus can include different functions that they might want in their car. Some car suppliers may provide things like a selection of various engines, trim lines, and also performance packages to select from, while others may offer different exterior colors or interior trim levels or colors. The choices that are offered will vary across car manufacturers, makes, and models, so do your research when you are looking for an automobile with specific features like heated seats or third occupant seats.
By taking the time to look into the various options that are available, you, as the customer, can ensure that you are buying precisely what you want in your new car. This truck (regular cab) by F-150 comes set up from the auto producer with several basic trims and options. They consist of options like the double wishbone front suspension, front independent suspension, solid live axle rear suspension,4-way manual driver seat adjustments, 4-way manual passenger seat adjustment, 40-20-40 split bench front seats, premium cloth, driver seat with manual adjustable lumbar support, passenger seat with manual adjustable lumbar support,1 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer,cruise control, front cupholders, front door pockets, overhead console with storage, power steering, retained accessory power, tilt-adjustable steering wheel, cruise controls on steering wheel,cargo area light, front reading lights, air conditioning, dual vanity mirrors,4 total speakers, mast antenna, AM/FM stereo,privacy glass, intermittent wipers,chrome finish bumpers,alloy wheels, full-size matching spare tire, underbody mounted spare tire, 17 inch wheels, all season tires, P235/70R17 tires, steel spare wheel,cargo tie downs,2 front headrests, child seat anchors, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, front seatbelt pretensioners, 4-wheel ABS, front and rear ventilated disc brakes, front center lap belt, passenger airbag deactivation switch, and other common features.
Ford F-150 FAQs
Looking for info about the Ford F-150 XLT? Here are some answers to frequently asked FAQs. It is very important to do your research on the vehicle and research the specific details. Check out the auto specs and be aware of how the car payment on a vehicle can affect your budget. These questions can help you start to understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.
What is a Ford F-150 XLT?
The Ford F-150 is a vehicle line produced by Ford Motor Company. The XLT is a specific package of the Ford F-150 lineup. The vehicle is categorized as a full-size pickup truck.
How much does a Ford F-150 XLT cost?
The Ford F-150 XLT costs around $24,895.
What is the car payment to buy a Ford F-150 XLT?
The monthly car payment on a Ford F-150 XLT depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the F-150 XLT also need to be considered. Since the MSRP is $24,895, the average car payment for a new F-150 could be around $360.84. This can be estimated by using the MSRP minus a 10% down payment with a auto loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.
Can I lease a Ford F-150 XLT?
You may be able to lease a Ford F-150 XLT through an auto loan lender or financial institution.
Can I refinance my Ford F-150 XLT?
You may be able to refinance your Ford F-150 XLT depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.
Where can I buy a Ford F-150 XLT?
Try searching car dealers like Carvana for a Ford F-150 XLT. They often have good deals on recent vehicles and may also have a similar Ford F-150 in their inventory.
How far does the Ford F-150 XLT go on a single tank of gas?
The Ford F-150 XLT can usually travel around 378/486 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.
Does the Ford F-150 have good gas mileage?
Ford F-150 gets an EPA estimated 14/18 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 15 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.
What kind of gas mileage does the Ford F-150 get?
The Ford F-150 gets 14/18 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 15.
What type of gas does a Ford F-150 use?
The Ford F-150 uses the regular unleaded fuel type.
How much gas does the Ford F-150 gas tank hold?
The gas tank in the Ford F-150 holds 27 gallons of gas.
What type of vehicle is the Ford F-150 XLT?
The Ford F-150 with the XLT package is a full-size pickup truck.
What is the towing capacity of a Ford F-150?
The Ford F-150 has a towing capacity of 9,900 pounds.
How much horsepower does a Ford F-150 have?
The Ford F-150 has a horsepower rating of 231HP.
What kind of engine does a Ford F-150 XLT have?
The Ford F-150 XLT comes with a 4.6L V8 4-speed automatic 8.1 foot bed engine.
What type of drivetrain does a Ford F-150 XLT have?
The Ford F-150 XLT features a rear wheel drive drivetrain.
What kind of transmission does a Ford F-150 come with?
The Ford F-150 XLT comes with a 4-speed automatic transmission.
Where is the Ford F-150 made?
The Ford F-150 XLT is made in the United States by Ford Motor Company.
Is the Ford F-150 domestic or imported?
The Ford F-150 is a domestic vehicle.
What car company makes the Ford F-150 XLT?
The Ford Motor Company is the auto manufacturer which produces the Ford F-150 XLT.
How much does a Ford F-150 weigh?
The Ford F-150 XLT has a gross vehicle weight of 6,800 pounds and a curb weight of 4,908 pounds. Learn more about how a vehicle is weighed.
What kind of warranty does the Ford F-150 come with?
The Ford F-150 XLT can come with a few warranties from the manufacturer including a 3 years / 36,000 miles drivetrain warranty, a 3 years / 36,000 miles roadside warranty, a 5 years / unlimited miles anti-rust warranty, and a maintenance program.
