Learn about the Ford F-150 full-size pickup truck. See the engine specifications, gas mileage, price, and MSRP. Research Ford XLT warranty features and Ford Credit lending options.
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Home » Vehicles » 2004 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide 6.5 Foot SB 4.6L 8-Cylinder 4A
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About the 2004 Ford F-150 truck (regular cab)
The 2004 Ford F-150 is manufactured under the Ford automobile brand. It is classified as a full-size pickup truck and features a truck (regular cab) body. This 2 door truck (regular cab) has four wheel drive with a 4-speed automatic transmission. The Ford F-150 is primarily domestic from the country of United States. The Ford vehicle line is a subsidiary automobile manufacturer held by Ford Motor Company.
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The Ford F-150 can be found in a range of trim levels and spec packages such as the 2004 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide 6.5 Foot SB (4.6L 8-Cylinder 4A). This variation of the F-150 truck (regular cab) features the 2 door Regular Cab XLT 4WD Styleside 6.5 foot SB with a 4.6L 8-cylinder 4A on the Ford F-150 vehicle chassis. The F-150 XLT trim may integrate automobile upgrade packages based on the origin of the vehicle and the time of production.
Ford F-150 XLT Price and MSRP
Are you excited to own a 2004 Ford F-150 XLT? The recommended MSRP is noted at $28,010 and related Kelly Blue Book values are usually found at lower price points. Used values are based on the year, make, configuration, and market demand. Ford F-150 values can increase outside of these price ranges as a result of variables like increased demand, reduced availability, and market shortages. As an example in 2021, car and truck estimates and comparable car equity grew due to global semiconductor chip manufacturing shortages and supply chain confinements. This situation created a strain on the industry with older used values surpassing the equity highs historically solely seen by brand-new vehicle models.
MSRP: $28,010
Trim & Style: 2 door Regular Cab XLT 4WD Styleside 6.5 foot SB with a 4.6L 8-cylinder 4A
Made In: United States
F-150 XLT Performance Specs and Engine
An automobile’s power and performance are essential, and they matter more sometimes than others. For instance, if you are hauling a load or hard sided trailer with a truck. The power, specs and abilities of your engine hauling bundle matters a lot. If you are taking your sports car out for a track day, your brake horsepower and engine can lead to more bragging rights. On the other hand, if you are shopping for an economical car to run about town as a daily driver, you may not care what is under the hood so long as it is trustworthy and the engine runs well.
Ford Vehicle Specifics
The 2004 Ford F-150 may feature several different performance packages and engine choices. This particular Ford motor vehicle is set up with the 4.6 gas engine with a four wheel drive drivetrain.
Engine: 4.6L 8-cylinder 4A
Horsepower: 231
Doors: 2 door
Transmission: 4-speed automatic
Drive Type: four wheel drive
Fuel: gas
MSRP: $28,010
Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Fuel Economy and Miles Per Gallon (MPG)
Comprehending gas mileage and fuel economy are important aspects when it pertains to purchasing a Ford F-150. Aside from the actual price of the auto, the fuel expense is usually the next most pricey aspect when it concerns automobile ownership. The 3rd most pricey element is adhering to the suggested manufacturer’s service schedule and conducting preventive repairs and maintenance.
The U.S. Environmental Protection Agency or EPA offers estimations into gas mileage (MPG) and how many miles a motor vehicle can productively drive per a gallon of fuel required to operate on city streets and on the highway. MPG depends on Ford F-150 engine type, efficiency, operation altitude, and other things like aftermarket adjustments, however it supplies a pretty good guideline for fuel consumption.
For the 2004 Ford F-150, the EPA determines drivers will get an average of 13/17 MPG for operating the vehicle on city streets and while operating the vehicle on the highway. These MPG values are different considering that city driving involves navigating community roadways, traffic control devices, stop signs, and other things which make the Ford F-150 to start and stop more frequently. On the highway, the Ford F-150’s engine and fuel performance are extended, allowing them to achieve a better MPG score.
Compare Your Car’s Fuel Usage
Compare how your existing vehicle compares to the fuel performance of the 2004 Ford F-150. Use the gas mileage difference calculator to see how many more miles you might drive and expenses related to gas. Can you save money by driving this Ford F-150 or will it cost you more?
Financing your 2004 Ford F-150 truck (regular cab) could be a great way to buy the car of your dreams while paying for it across several years by making regular monthly car payments. Calculate the amount you will need to finance by finding the distinction in between the cost of your brand-new Ford F-150 and the values of your down payment and any trade-in credit from your old motor vehicle.
This will provide you with the amount you need to finance your 2004 Ford F-150. Get in touch with finance companies to see qualified financing offers. These deals will often be based on your credit rating, consumer profile, and credit report. The next step involves choosing the ideal lending institution. It is good to compare loan APRs from a number of loan providers (checking offers with 3-4 lending institutions is usually best). Double checking offers from competing lenders will help you find the very best funding offer possible on your Ford motor vehicle.
To round off your F-150 financing, you may need to do a number of things including having a suitable credit rating, meeting lending institution prerequisites, and meeting auto finance criteria. Credit scores in the 500s (subprime classification) might be appropriate for older used motor vehicle funding with ratings in the 600s suitable for newer vehicle financing.
Other lending institution requirements consist of making a specific amount of cash each month and meeting residency requirements by living in a location the lender services. Your motor vehicle should meet basic vehicle financing requirements like being more recent than 10 years old and having less than 100K miles with favorable vehicle equity.
Ford F-150 Refinancing
Refinance your Ford F-150 XLT truck (regular cab). Learn how you can save money by adjusting your current loan.
Find Ford F-150 Insurance
Learn about insurance and see coverage options for your Ford F-150. Bundling your insurance can save you money.
Learn About Ford Credit
Ford Credit is Ford’s in-house financial services division. If you are considering buying a newer car or truck from a brand dealership, they supply many funding solutions. The incentives and offers can consist of finance deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon your down payment). Ford Credit can also offer leasing deals and rewards like 10,500 annual miles for 39 months with a set dollar amount due at signing.
Finance Your F-150 XLT
It is essential to know how much you can manage to spend on your new 2004 Ford F-150. When tracking your personal financial resources, it can be beneficial to compare and contrast your finance deals from various lending institutions. This step is crucial not only for automobile budgeting but also for your personal finances. Checking loan rate and term numbers with a financing calculator is one of the most convenient methods to rapidly see your predicted motor vehicle payment.
How Much is the Monthly Payment to Buy a Ford F-150 XLT?
Wondering how much it would cost to sign a vehicle loan on a 2004 Ford F-150? Here is an estimated cost you can use to begin your research! The answer to the automobile payment estimate question depends on a few things. The month-to-month automobile payment on a Ford F-150 XLT is based around your deposit, car loan rate, loan term, credit report, trade in-value, and similar variables. Details like sales tax on the F-150 XLT also have to be factored in. Given that the manufacturer’s suggested retail price or MSRP is $28,010, an average auto payment for a brand-new F-150 may be roughly $405.99.
This value is estimated by utilizing the MSRP and subtracting a 10% deposit along with a bank loan borrowing rate of 5% throughout a term of 48 months. Take note of how these aspects can vary depending on your qualifying loan rates, annual percentage rate (or APR), and bank offers. Keep in mind this amount is what it could cost if you purchased the 2004 Ford F-150 “brand-new” based upon the MSRP. With older motor vehicles, there is a high chance the month-to-month automobile payment will be noticeably different. You can check additional price quotes with different numbers using a auto loan calculator.
Estimated Monthly Payment
$405.99
Involved Payment Factors
MSRP: $28,010 Down Payment: 10% (estimated payment) Loan Interest Rate: 5% (average rate) Car Loan Term: 72 months (varies by offer)
Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.
About 2004 Ford F-150 Refinancing
Refinancing your Ford F-150 is also an option to keep in mind after you have made a few of your preliminary monthly car or truck payments. The original loan providers you originally financed through typically have rewards and deals which expire or are front-weighted. Special offers like cash back refunds and 0% APR financing discount rates might begin losing their efficiency or worth after 6 to 12 car or truck payments.
If your personal financial circumstance has changed given that you bought your Ford F-150 or if your original term and APR are not advantageous to you, consider refinancing. You can often save more cash on your regular monthly car payments by refinancing your auto loan.
Ford F-150 Vehile Insurance Policies
Maintaining active automobile insurance insurance coverage for your Ford F-150 is vital to drive on public roads. Deciding on the best insurance plan for you can help pay for costs and damages connected with automobile crashes, automobile theft, and additional damage to your motor vehicle. Not only will it assist you in repairing the damage from an auto collision or hitting an object, but retaining current insurance coverage is frequently a legal obligation to drive a car on the roads in lots of states and counties in the U.S. The most ideal vehicle insurance plans include comprehensive collision coverage which helps you repair accident-related damage to your Ford truck (regular cab) and also cover non accident-related damage from other situations things like inclement weather conditions, storms, fire, vandalism, and animal impacts in addition to automobile crashes. The insurance coverage can additionally help you repair the 4.6L engine in your truck (regular cab) together with other mechanical components and parts. The amount you spend for the protection can vary and is usually based on the year of your vehicle. If you drive the 2004 XLT, this will be factored into your month-to-month insurance coverage payments. Discover more about insurance coverage and protect your Ford F-150 2 door Regular Cab XLT 4WD Styleside 6.5 foot SB with a 4.6L 8-cylinder 4A.
Buy a Ford F-150 XLT
There are a lot of things to mull over when it comes time to purchase a car or truck. You need to find the ideal make and model that fits your needs along with handling a car payment that meshes well with your budget plan. There are a lot of options out there for shopping for new and used automobile stock, so it can be difficult to understand where to start your vehicle purchasing journey. Check out Carvana.
We typically think about branded factory manufacturer’s warranties when it comes to having the optimal service for your brand-new motor vehicle. These factory warranties include standard coverages like a limited 3 year duration or 36,000 mile bumper-to-bumper manufacturer’s warranty and a 5 year in duration or 60,000 mile powertrain guarantee. These annual durations begin with the original date of purchase by the original car or truck’s owner.
Supplementary manufacturer auto service warranties are also offered depending upon the vehicle’s engine type. For example, new vehicles with a diesel powered motor can include a manufacturer 5 year long or 100,000 mile powertrain manufacturer’s warranty. Hybrid and electric powered vehicles (EVs) can also come with unique warranty plans like a 8 year duration or 100,000 mile service warranty.
There are also extended car and vehicle service plans (VSPs), Certified pre-owned (CPO) protection, and additional warranty coverage selections offered outside of the maker’s original factory programs. VSPs offer routine maintenance service programs with additional protection for components in the event that your motor vehicle suffers from a devastating mechanical failure or breakdown. When buying a used motor vehicle, these are great choices to think about.
CPO service warranties normally add coverage for extra years under a mileage ceiling like 2 years or 80,000 miles on the automobile. Cars, trucks, and SUVs that carry CPO statuses undergo a thorough pre-owned evaluation by qualified brand technicians which includes extra service warranty years. CPO vehicles generally cost more than similar used automobiles , however, they can be worth it for coming with peace of mind that the car or truck you are shopping for is mechanically ok.
Other protection alternatives include prepaid auto maintenance plans from car dealers. These plans maintain the parts, services, and labor that pertain to the advised maker’s service schedule. You will find these line items and associated mileages listed in the car or truck owner’s guide.
Info Regarding F-150 Warranty Types
Factory Warranty: A factory warranty is what you may think of when it comes to the basic idea of an “auto warranty”. These types of guarantees most typically come with brand-new vehicles and are one of the most convenient and most inexpensive ways to protect your vehicle – warranty wise because the brand-new automobile may cost more than a used one leading to you spending more money.
Drivetrain Warranty: A drivetrain warranty covers the parts and systems which “drive” or move the vehicle forward. The parts of the drivetrain can involve the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and related parts. The service warranty also typically covers engine components like seals, gaskets, and other rubberized elements. A drivetrain warranty is another term for a powertrain service warranty and may cover similar elements depending upon the manufacturer’s definitions and warranty terms.
Roadside Warranty: A roadside warranty helps you when you are stranded or are broken down when driving. This service warranty for the Ford F-150 XLT includes standard aid services like towing, blowout fixing or replacement, dead battery assistance and jumpstarts, lockout assistance, fluid and fuel transport and delivery, and other comparable services. A roadside warranty is similar to roadside assistance, however it is included with the brand-new automobile from the car manufacturer and not an add-on item through insurance policies or a vehicle service contract or VSC.
Rust & Corrosion Warranty: A rust and corrosion warranty can help protect the materials, body, and frame of the car. Automakers include this anti-rust warranty with brand-new cars to help fix damage brought on by caustic liquids, chemicals, and other road maintenance products. While automobile bodies are made with corrosion-resistant materials like aluminum, plastic, magnesium, and carbon fiber, the body can still rust. Large volumes of road deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and comparable elements and compounds can cause a vehicle’s body to rust. Other corrosive solutions like bleach and acid (while not normally found on roadways), can cause oxidation if splashed on a car’s body panels.
Ford F-150 Factory Warranty Coverage
Factory Warranty: 3 years / 36,000 miles
Drive Train Warranty: 3 years / 36,000 miles
Roadside Warranty: 3 years / 36,000 miles
Rust & Corrosion Warranty: 5 years / unlimited miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Ford F-150 XLT Additional Details
In order to interest a wider market of car drivers who are interested in the 2004 Ford F-150 XLT, different trim levels are provided. Many car corporations feature various choices for their cars. This includes Ford Motor Company who makes the F-150 model. These choices can incorporate factors like various paint colors, wheel dimensions, or packages that include elements like a sunroof or entertainment system. Supplying these choices enables suppliers to attract diverse types of buyers and also helps them to move a large volume of cars.
These alternatives allow customers to pick a car which meets their desires plus can include various functions that they might want in their car. Some automobile producers may offer things like a range of different engines, trim lines, and sport packages to pick from, while others may offer different exterior color options or interior trim levels or colors. The options that are available are going to vary across car manufacturers, makes, and models, so do your research when you are shopping for a car with certain features like heated seats or third occupant seats.
By taking the time to investigate the different alternatives that are available in the vehicle market, you, as the customer, can ensure that you are getting exactly what you want in your new car. This truck (regular cab) by F-150 comes set up from the auto manufacturer with several basic trims and options. They consist of options like the double wishbone front suspension, front independent suspension, solid live axle rear suspension,4-way manual driver seat adjustments, 4-way manual passenger seat adjustment, 40-20-40 split bench front seats, premium cloth, driver seat with manual adjustable lumbar support, passenger seat with manual adjustable lumbar support,1 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer,cruise control, front cupholders, front door pockets, overhead console with storage, power steering, retained accessory power, tilt-adjustable steering wheel, cruise controls on steering wheel,cargo area light, front reading lights, air conditioning, dual vanity mirrors,4 total speakers, mast antenna, AM/FM stereo,privacy glass, intermittent wipers,chrome finish bumpers,alloy wheels, full-size matching spare tire, underbody mounted spare tire, 17 inch wheels, all terrain tires, P235/75R17 tires, steel spare wheel,cargo tie downs,2 front headrests, child seat anchors, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, front fog/driving lights, front seatbelt pretensioners, 4-wheel ABS, front and rear ventilated disc brakes, front center lap belt, passenger airbag deactivation switch, and other standard components.
Ford F-150 Frequently Asked Questions
Looking for information about the Ford F-150 XLT? Find answers to commonly asked FAQs. It is very important to know what you are getting into with your vehicle purchase and research the specific details. Check out the vehicle specs and be aware of how the monthly car payment on your motor vehicle can change your budget. These answers can help you begin to understand the capabilities of the vehicle along with miles per gallon, weight, horsepower, and engine capabilities.
What is a Ford F-150 XLT?
The Ford F-150 is a vehicle line produced by Ford Motor Company. The XLT is a specific package of the Ford F-150 lineup. The vehicle is categorized as a full-size pickup truck.
How much does a Ford F-150 XLT cost?
The Ford F-150 XLT costs around $28,010.
What is the car payment to buy a Ford F-150 XLT?
The monthly car payment on a Ford F-150 XLT depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the F-150 XLT also need to be considered. Since the MSRP is $28,010, the average car payment for a new F-150 could be around $405.99. This can be estimated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.
Can I lease a Ford F-150 XLT?
You may be able to lease a Ford F-150 XLT through an auto loan lender or financial institution.
Can I refinance my Ford F-150 XLT?
You may be able to refinance your Ford F-150 XLT depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.
Where can I buy a Ford F-150 XLT?
Try searching car dealers like Carvana for a Ford F-150 XLT. They often have good deals on recent vehicles and may also have a similar Ford F-150 in their inventory.
How far does the Ford F-150 XLT go on a single tank of gas?
The Ford F-150 XLT can usually travel around 338/442 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.
Does the Ford F-150 have good gas mileage?
Ford F-150 gets an EPA estimated 13/17 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 14 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.
What kind of gas mileage does the Ford F-150 get?
The Ford F-150 gets 13/17 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 14.
What type of gas does a Ford F-150 use?
The Ford F-150 uses the regular unleaded fuel type.
How much gas does the Ford F-150 gas tank hold?
The gas tank in the Ford F-150 holds 26 gallons of gas.
What type of vehicle is the Ford F-150 XLT?
The Ford F-150 with the XLT package is a full-size pickup truck.
What is the towing capacity of a Ford F-150?
The Ford F-150 has a towing capacity of 8,200 pounds.
How much horsepower does a Ford F-150 have?
The Ford F-150 has a horsepower rating of 231HP.
What kind of engine does a Ford F-150 XLT have?
The Ford F-150 XLT comes with a 4.6L V8 4×4 4-speed automatic 6.6 foot bed engine.
What type of drivetrain does a Ford F-150 XLT have?
The Ford F-150 XLT features a four wheel drive drivetrain.
What kind of transmission does a Ford F-150 come with?
The Ford F-150 XLT comes with a 4-speed automatic transmission.
Where is the Ford F-150 made?
The Ford F-150 XLT is made in the United States by Ford Motor Company.
Is the Ford F-150 domestic or imported?
The Ford F-150 is a domestic vehicle.
What car company makes the Ford F-150 XLT?
The Ford Motor Company is the auto manufacturer which produces the Ford F-150 XLT.
How much does a Ford F-150 weigh?
The Ford F-150 XLT has a gross vehicle weight of 6,800 pounds and a curb weight of 5,087 pounds. Learn more about how a vehicle is weighed.
What kind of warranty does the Ford F-150 come with?
The Ford F-150 XLT can come with a few warranties from the manufacturer including a 3 years / 36,000 miles drivetrain warranty, a 3 years / 36,000 miles roadside warranty, a 5 years / unlimited miles anti-rust warranty, and a maintenance program.
