Learn about the Kia Spectra compact car. See the engine specifications, gas mileage, price, and MSRP. Research Kia LS warranty features and Kia Motors Finance lending options.
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Details About the 2002 Kia Spectra sedan
The 2002 Kia Spectra is produced under the Kia automobile brand. It is classified as a compact car and features a sedan body. This 4 door sedan has front wheel drive with a 5-speed manual transmission. The Kia Spectra is mainly imported from the country of South Korea. The Kia automotive line is a subsidiary motor vehicle company held by Hyundai Motor Group.
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The Kia Spectra comes in various trim levels and featured packages including the 2002 Kia Spectra LS 4 Door Sedan (1.8L 4-Cylinder 5M). This variation of the Spectra sedan sports the LS 4 door sedan with a 1.8L 4-cylinder 5M on the Kia Spectra vehicle chassis. The Spectra LS trim can feature vehicle enhancement packages based on the origin of the automobile and the generation.
Kia Spectra LS Prices and MSRP
Interested in buying a 2002 Kia Spectra LS? The recommended MSRP is quoted at $12,595 and related Kelly Blue Book resale values are commonly found at lower price points. Used appraisals depend upon the year, make, model, and market demand. Kia Spectra prices can increase outside of these ranges because of considerations like increased demand, reduced availability, and industry scarcity. In 2021, truck, SUV, and car estimates and affiliated automobile equity increased due to semiconductor chip manufacturing shortfalls and supply chain hiccups. This brought about a strain on the auto market with older used quotes overtaking the highs historically only seen by new car models.
MSRP: $12,595
Trim & Style: LS 4 door sedan with a 1.8L 4-cylinder 5M
Made In: South Korea
Spectra LS Performance and Engine
A motor vehicle’s power and performance are important for understanding the operational limitations, and they matter more in some scenarios than others. If you are towing a load or small trailer with a truck. The power, specs and capabilities of your engine hauling package matters a lot. If you are taking your sports car out for a track day, your best lap record, horsepower and engine can result in more bragging rights. On the other hand, if you are considering a sedan to run about town as an everyday driver, you might not care what is under the hood as long as it is efficient and the engine runs well.
Kia Automobile Specifics
The 2002 Kia Spectra can feature several various performance offerings and engine choices. This specific Kia automobile includes the 1.8 gas engine with a front wheel drive drivetrain.
Engine: 1.8L 4-cylinder 5M
Horsepower: 126
Doors: 4 door
Transmission: 5-speed manual
Drive Type: front wheel drive
Fuel: gas
MSRP: $12,595
Manufactured: South Korea
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Fuel Economy and MPG
Knowing about gas mileage and fuel usage are essential things when it involves shopping for a Kia Spectra. The total cost of the motor vehicle includes much more than the MSRP price and includes the fuel cost. This is normally the next most costly element when it comes to vehicle ownership. The 3rd most expensive aspect is heeding the recommended upkeep schedule and handling preventive repairs and maintenance.
The U.S. Environmental Protection Agency or EPA supplies assessments around a vehicle’s gas mileage (MPG) and the amount of miles a motor vehicle can effectively drive per a gallon of fuel consumed on city streets and on the highway. MPG is dependent on Kia Spectra engine type, efficiency, operation altitude, and other things like aftermarket customizations, but it supplies a pretty good guideline for fuel usage.
For the 2002 Kia Spectra, the EPA predicts drivers will get about 21/29 MPG while operating the vehicle on city streets and while driving on the highway. These MPG values are different since city driving includes traversing neighborhood roads, stopping at traffic signals, pausing at stop signs, waiting at crosswalks for pedestrians, and other things which call for the Kia Spectra to stop and start more regularly. On the highway, the Kia Spectra’s engine and fuel performance are extended, allowing them to reach a higher MPG ranking.
Compare Your Car’s MPG
Check out how your current car compares to the fuel effectiveness of the 2002 Kia Spectra. Use the gas mileage difference calculator to see how many miles you could drive and expenses related to fuel. Can you save gas money by driving this Kia Spectra or will it cost you more in gas to drive?
Finding financing for your 2002 Kia Spectra sedan can be a great way to get into the car or truck of your dreams while paying it off over the course of several years by making month-to-month payments. Calculate the amount of money you will be required to to finance by finding the difference in between the expense of your new Kia Spectra and the valuations of your deposit on the car and any trade-in credit from your existing car or truck. Take away these values from the brand-new automobile’s value.
This will give you the total amount you will be required to finance your 2002 Kia Spectra. Talk to lenders to see qualified financing deals. These deals will often be based on your credit rating, consumer profile, and credit history. The next step is all about choosing the best lender. It is best to look at financing APRs from a couple of loan providers (checking deals with 3-4 loan providers is good). Checking offers from competing lenders will help you get the very best financing deal possible on your Kia motor vehicle.
To round off your Spectra financing, you need to do a few things such as having an approved credit report, meeting lending institution prerequisites, and meeting vehicle financing requirements. When attempting to finance a recent make car, strive to boost your credit score of over 600 (nonprime bracket). Credit ratings in the 500s (subprime classification) may be acceptable for a little older used automobile financing. Improving your credit score is essential considering your rating can immediately impact your presented rate of interest during the new loan offering process.
Other loan provider requirements consist of making a particular amount of income every month and fulfilling residency requirements by residing in a location the lending institution services for a set amount of time. In the nonprime credit category of 601 to 660 ratings, lending institutions might require you to have a monthly income of $1,600 to $2,000. Subprime lenders in the 501 to 600 credit history normally have similar requirements. Your vehicle should meet basic motor vehicle finance requirements like being more recent than 10 years old and having less than 100K miles with favorable vehicle equity.
Kia Spectra Refinancing
Refinance your Kia Spectra LS sedan. Learn how you can save money by adjusting your current loan.
Find Kia Spectra Insurance
Learn about insurance and see coverage options for your Kia Spectra. Bundling your insurance can save you money.
Information About Kia Motors Finance
Kia Motors Finance is Kia’s internal monetary support services branch. They provide various finance choices if you are considering buying a newer automobile from one of the auto brands dealers. The offers and incentives can consist of financing offers like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based on the down payment). Kia Motors Finance can also provide leasing deals and rewards like 10,500 yearly miles for 39 months with a set dollar amount due at finalizing.
Lending Options for Your Spectra LS
It is essential to know how much you can manage to spend on your new 2002 Kia Spectra. When tracking your personal expenditures, it can be good to track your financing offers from different loan providers. This step may be essential not only for automobile budgeting but also for your personal financial well being. Checking your numbers with a financing calculator is one of the most convenient ways to quickly see your expected car payment.
What is the Monthly Payment to Buy a Kia Spectra LS?
Ever wonder how much it would be to get a motor vehicle loan on a 2002 Kia Spectra? Here is an estimated cost you can use to kick off the research! The answer to the motor vehicle payment estimate question depends on a couple of numbers. The regular monthly car payment on a Kia Spectra LS is found by taking into account the following things: your down payment amount, vehicle loan rate, term, credit report, trade in-value, and various things. Things like the sales tax on the Spectra LS also need to be considered. Given that the manufacturer’s suggested retail price or MSRP is $12,595, an average estimated vehicle payment for a brand-new Spectra can be near $182.56.
This value is determined using the MSRP minus a 10% deposit along with a vehicle loan borrowing rate of 5% throughout a 48 month term. Remember these aspects are going to be different depending upon your specific loan rates, annual percentage rate or APR, and bank or credit union offers. Remember this is what it may cost if you bought the 2002 Kia Spectra “new” according to the MSRP. With older and used cars, there is a substantial chance the monthly car payment will be significantly different. You can check more estimates with varying numbers and percentages using a auto loan calculator.
Estimated Monthly Payment
$182.56
Involved Payment Factors
MSRP: $12,595 Down Payment: 10% (estimated payment) Loan Interest Rate: 5% (average rate) Car Loan Term: 72 months (varies by offer)
Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.
Info About 2002 Kia Spectra Refinancing
Refinancing your Kia Spectra is also an option to keep in mind after you have made a few of your preliminary regular monthly car or truck payments. The original lenders you initially funded through frequently have rewards and deals which end or are front-weighted. Special offers like cash back refunds and 0% APR financing discount rates may start losing their efficiency or worth after 6 to 12 auto payments.
If your personal financial scenario has changed given that you bought your Kia Spectra or if your original rate and term are no longer useful to you, consider refinancing. You can normally conserve money on your month-to-month car payments by refinancing your motor vehicle loan.
Kia Spectra Auto Insurance Plans
Having valid vehicle insurance insurance for your Kia Spectra is extremely important. Picking the ideal insurance plan and coverage for you will most likely help cover damages and expenses connected with motor vehicle crashes and collisions, motor vehicle theft, and additional damage to your car, SUV, truck. Not only will it assist you in fixing the damage from an automobile collision or striking a stationary object, but having valid insurance coverage is frequently a legal obligation to drive on public roads in lots of states and counties in the USA. The most effective automobile insurance plans are often comprehensive collision coverage which helps you repair your Kia sedan and also cover non accident-related damage from many things like bad weather, storms, fire, vandalism, and wild animal impacts on top of motor vehicle crashes. Your insurance coverage can even help you repair the 1.8L engine in your sedan along with other mechanical components and parts. The amount you pay for the policy can range and is often based upon the year of manufacture of your motor vehicle. If you drive the 2002 LS, this will be factored into your regular monthly insurance payments. Find out more about insurance coverage and safeguard your Kia Spectra LS 4 door sedan with a 1.8L 4-cylinder 5M.
Find Out Where to Buy a Kia Spectra LS
There are a lot of things to mull over when it comes time to buy a car. You need to locate the ideal make and model that fits your needs along with managing an automobile payment that meshes well with your budget plan. There are a lot of alternatives out there for shopping for used and new automobile stock, so it can be difficult to understand where to begin your car purchasing journey. Give Carvana a try.
When it comes to getting the finest care for your brand-new vehicle, we frequently think about branded factory warranties. These factory service warranties feature basic coverages like a limited 3 year or 36,000 mile bumper-to-bumper warranty and a 5 year long or 60,000 mile powertrain service warranty. These yearly durations begin with the original date of sale by the first car or truck’s owner.
Supplemental manufacturer factory car service contracts are also offered depending upon the engine type. New motor vehicles with diesel engines can come with a factory 5 year duration or 100,000 mile powertrain service warranty. Hybrid vehicles and electrically powered vehicles (EVs) can also have special warranty plans like a 8 year duration or 100,000 mile guarantee.
There are also extended automobile or vehicle service plans (VSPs), Certified pre-owned (CPO) guarantees, and additional warranty coverage choices offered outside of the auto manufacturers factory plans. VSPs provide routine maintenance service plans with supplementary protection for parts in the event that your vehicle experiences an explosive mechanical failure. These are excellent alternatives to think about when buying a used car or truck.
CPO extended warranties usually add protection for additional years with constraints like 2 years or 80,000 miles on the motor vehicle. Cars, trucks, and SUVs that are sold with CPO statuses receive a meticulous pre-owned inspection by certified specialists which includes extra guarantee years. CPO cars normally cost more than equivalent used autos but can be worth it for having peace of mind that the car you are buying is mechanically okay.
Other protection alternatives consist of pre-paid motor vehicle upkeep plans from automobile dealerships. These plans include the components, services, and labor that are part of the advised maker’s repair and maintenance schedule. You can identify these line items and associated mileages posted in the car or truck owner’s manual.
Information Regarding Spectra Types of Warranties
Factory Warranty: A factory service warranty is what you may think of when the idea of auto warranties are brought up. These kinds of manufacturer’s warranties frequently are included when buying brand-new automobiles and are one of the simplest and most economical methods to look after your vehicle– warranty wise given that the brand-new car or truck will likely cost more than a used one leading to you spending more money. The factory service warranty resembles a manufacturer’s warranty and provides an assurance from the car manufacturer that they will fix any problems and quality concerns. Under the warranty protection, the vehicle producer will repair any damaged areas and/or replace any damaged parts due to manufacturing defects, flawed materials, and flawed craftsmanship with relatively no charge to you as the vehicle owner. The warranty ensures the automobile will be restored to original operating shape.
Drivetrain Warranty: A drivetrain warranty covers the parts and components which “drive” or move the car or truck forward. The elements of the drivetrain can contain the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and associated components. The warranty also usually protects internal engine parts like seals, gaskets, and other rubberized elements. A drivetrain service warranty is also another term for a powertrain service warranty and may cover similar components depending on the automaker’s definitions and warranty terms.
Roadside Warranty: A roadside service warranty assists you when you are stranded or breakdown while driving. This warranty for the Kia Spectra LS includes basic aid services such as towing, blowout fixing or replacement, dead battery help and jumpstarts, lockout support, fluid and fuel transport and delivery, and other similar services. A roadside warranty resembles roadside assistance, but it is included with the brand-new vehicle from the automaker and not an add-on item through your car insurance policy or a vehicle service plan (VSP).
Rust & Corrosion Warranty: A rust and corrosion warranty can help to protect the body and materials of the vehicle. Car manufacturers include this warranty with brand-new vehicles to help fix damage due to caustic liquids, substances, and other road maintenance products. While vehicle bodies are made from materials which are corrosion-resistant like aluminum, magnesium, carbon fiber, and plastic, rust can still occur. Substantial volumes of roadway deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and comparable substances and compounds can trigger a motor vehicle’s body to rust. Other harsh liquids like bleach and acid (while not normally encountered on roadways), can create rust if sprayed on body panels.
Kia Spectra Factory Warranty Coverage
Factory Warranty: 5 years / 60,000 miles
Drive Train Warranty: 10 years / 100,000 miles
Roadside Warranty: 5 years / unlimited miles
Rust & Corrosion Warranty: 5 years / 100,000 miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Kia Spectra LS Factory Add-ons
In order to appeal to a larger range of drivers who are interested in the 2002 Kia Spectra LS, a few different trim levels are provided. A large number of motor vehicle producers supply various alternatives for their vehicles. This includes Hyundai Motor Group who makes the Spectra model. These options can feature details like assorted paint colors, wheel sizes, or packages that include benefits like a sunroof or gps system. Supplying these alternatives enables makers to develop interest in different kinds of car shoppers as well as enables them to move larger volumes of automobiles.
These options permit customers to pick a vehicle which satisfies their needs and can include different functions that they might desire in their vehicle. Some auto suppliers may provide things like a selection of different engines, trim lines, as well as sport or performance packages to choose from, while others might offer different exterior color options or interior trim levels. The choices that are available can vary across automakers, makes, and models, so do your research when you are looking for a vehicle with specific features like heated seats or 3rd occupant seating.
By putting in the time to investigate the various alternatives that are readily available, you, as the customer, can make sure that you are buying exactly what you want in your new car. This sedan by Spectra comes geared up from the vehicle manufacturer with several standard trims and options. They include options like the MacPherson strut front suspension, four-wheel independent suspension, multi-link rear suspension,bucket front seats, cloth, driver seat with manual adjustable lumbar support,split-folding rear seatback,power door locks, heated mirrors, power mirrors,clock, tachometer,front cupholders, front door pockets, overhead console with storage, speed-proportional power steering, tilt-adjustable steering wheel,front reading lights, trunk light, air conditioning, dual vanity mirrors,6 total speakers, AM/FM stereo,rear defogger, intermittent wipers,full wheel covers, steel wheels, temporary spare tire, 14 x 5.5 inch wheels, all season tires, P185/65R14 tires, steel spare wheel,auto delay off headlamps, child seat anchors, electronic brakeforce distribution, front fog/driving lights, front seatbelt pretensioners, emergency interior trunk release, rear center lap belt, rear door child safety locks, ventilated front disc/rear drum brakes, and other standard components.
Kia Spectra Common Questions
Have concerns about the Kia Spectra LS? Discover answers to frequently asked FAQs. It is important to know what you are getting into with your vehicle purchase and research the specific details. Check out the specs and understand how the car payment on your vehicle can impact your financial situation. These answers can help you start to understand the capabilities of the vehicle along with miles per gallon, weight, horsepower, and engine capabilities.
What is a Kia Spectra LS?
The Kia Spectra is a vehicle line produced by Hyundai Motor Group. The LS is a specific package of the Kia Spectra lineup. The vehicle is categorized as a compact car.
How much does a Kia Spectra LS cost?
The Kia Spectra LS costs around $12,595.
What is the car payment to buy a Kia Spectra LS?
The monthly car payment on a Kia Spectra LS depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Spectra LS also need to be considered. Since the MSRP is $12,595, the average car payment for a new Spectra could be around $182.56. This can be estimated by using the MSRP minus a 10% down payment with a motor vehicle loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.
Can I lease a Kia Spectra LS?
You may be able to lease a Kia Spectra LS through an auto loan lender or financial institution.
Can I refinance my Kia Spectra LS?
You may be able to refinance your Kia Spectra LS depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.
Where can I buy a Kia Spectra LS?
Try searching car dealers like Carvana for a Kia Spectra LS. They often have good deals on recent vehicles and may also have a similar Kia Spectra in their inventory.
How far does the Kia Spectra LS go on a single tank of gas?
The Kia Spectra LS can usually travel around 277.2/382.8 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.
Does the Kia Spectra have good gas mileage?
Kia Spectra gets an EPA estimated 21/29 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 24 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.
What kind of gas mileage does the Kia Spectra get?
The Kia Spectra gets 21/29 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 24.
What type of gas does a Kia Spectra use?
The Kia Spectra uses the regular unleaded fuel type.
How much gas does the Kia Spectra gas tank hold?
The gas tank in the Kia Spectra holds 13.2 gallons of gas.
What type of vehicle is the Kia Spectra LS?
The Kia Spectra with the LS package is a compact car.
What is the towing capacity of a Kia Spectra?
The Kia Spectra has a towing capacity of pounds.
How much horsepower does a Kia Spectra have?
The Kia Spectra has a horsepower rating of 126HP.
What kind of engine does a Kia Spectra LS have?
The Kia Spectra LS comes with a 1.8L 4-cylinder 5-speed manual engine.
What type of drivetrain does a Kia Spectra LS have?
The Kia Spectra LS features a front wheel drive drivetrain.
What kind of transmission does a Kia Spectra come with?
The Kia Spectra LS comes with a 5-speed manual transmission.
Where is the Kia Spectra made?
The Kia Spectra LS is made in the South Korea by Hyundai Motor Group.
Is the Kia Spectra domestic or imported?
The Kia Spectra is a imported vehicle.
What car company makes the Kia Spectra LS?
The Hyundai Motor Group is the auto manufacturer which produces the Kia Spectra LS.
How much does a Kia Spectra weigh?
The Kia Spectra LS has a gross vehicle weight of pounds and a curb weight of 2,672 pounds. Learn more about how a vehicle is weighed.
What kind of warranty does the Kia Spectra come with?
The Kia Spectra LS can come with a few warranties from the manufacturer including a 10 years / 100,000 miles drivetrain warranty, a 5 years / unlimited miles roadside warranty, a 5 years / 100,000 miles anti-rust warranty, and a maintenance program.
