Learn about the Kia Spectra compact car. See the engine specifications, gas mileage, price, and MSRP. Research Kia (base) warranty features and Kia Motors Finance lending options.
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Information About the 2002 Kia Spectra sedan
The 2002 Kia Spectra is manufactured under the Kia automobile brand. It is categorized as a compact car and features a sedan body. This 4 door sedan has front wheel drive with a 4-speed automatic transmission. The Kia Spectra is predominantly imported from South Korea. The Kia vehicle line is a subsidiary motor vehicle producer held by Hyundai Motor Group.
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The Kia Spectra comes in a number of trim levels and spec packages including the 2002 Kia Spectra 4 Door Sedan (1.8L 4-Cylinder 4A). This variation of the Spectra sedan features the 4 door sedan with a 1.8L 4-cylinder 4A on the Kia Spectra chassis. The Spectra (base) trim can feature vehicle enhancement package deals based on the origin of the motor vehicle and the production generation.
Kia Spectra (base) Prices and MSRP
Interested in acquiring a 2002 Kia Spectra (base)? The recommended MSRP is quoted at $11,970 and related Kelly Blue Book assessments are normally lower. Used valuations depend upon the year, make, style, and other details. Kia Spectra values can increase beyond these value ranges due to contributing factors like increased demand, reduced availability, and market shortages. During 2021, automobile sale prices and related auto equity inflated due to widespread chip shortages and supply chain inhibitions. This triggered a ripple effect on the new and used vehicle market with older used vehicle prices overtaking the highs historically just seen by brand-new vehicle models.
MSRP: $11,970
Trim & Style: 4 door sedan with a 1.8L 4-cylinder 4A
Made In: South Korea
Spectra (base) Performance Specs and Engine
The performance specs and abilities of your vehicle’s engine matter a lot. If you are pulling a load or pop up trailer with a truck. The efficiency, specifications and capacities of your engine towing package matters a lot. Your 0 to 60 time, quarter mile time, and engine can lead to more bragging rights if you are taking your sports car out for a track day. On the other hand, if you are trying to find a sedan to use as an everyday driver, you may not even care what is under the hood as long as it is trustworthy and the engine runs well.
Kia Vehicle Additional Information
The 2002 Kia Spectra can come along with several various performance packages and engine options. This specific Kia automobile is set up with the 1.8 gas engine with a front wheel drive drivetrain.
Engine: 1.8L 4-cylinder 4A
Horsepower: 126
Doors: 4 door
Transmission: 4-speed automatic
Drive Type: front wheel drive
Fuel: gas
MSRP: $11,970
Manufactured: South Korea
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Fuel Usage and Miles Per Gallon (MPG)
Being aware of gas mileage and fuel economy are essential matters when it pertains to shopping for a Kia Spectra. Other than the purchase expense of the auto, the fuel expense is generally the next most expensive factor when it concerns auto ownership. The 3rd most pricey aspect is complying with the advised service schedule and conducting preventive repairs and maintenance.
The U.S. Environmental Protection Agency or EPA provides estimations around a vehicle’s gas mileage (MPG) and how many miles a motor vehicle can proficiently drive per a gallon of fuel consumed on city streets and on the highway. MPG depends on Kia Spectra engine type, efficiency, operation altitude, and other things like aftermarket adjustments, but it provides a great baseline for fuel consumption.
For the 2002 Kia Spectra, the EPA predicts drivers will get around 19/27 MPG for driving on city streets and while operating the vehicle on the highway. These valuations are different considering that city driving involves traversing town roads, stopping at traffic signals, pausing at stop signs, waiting at crosswalks for pedestrians, and other things which call for the Kia Spectra to stop and start more frequently. On the highway, the Kia Spectra’s engine and fuel performance are pushed to the limit achieving a better MPG rating.
Fuel Usage Comparisons
See how your current car, truck, or SUV measures up to the fuel effectiveness of the 2002 Kia Spectra. Use the gas mileage difference calculator to see how many miles you could drive and expenses related to gas. Can you save cash by driving this Kia Spectra or will it cost you more?
Finding financing for your 2002 Kia Spectra sedan can be a good way to get into the car or truck of your dreams while paying it off over the course of numerous years by making regular monthly payments. Calculate the amount you will need to finance by finding the difference between the expense of your new Kia Spectra and the benefits of your deposit and any trade-in value from your old car or truck. Subtract these values from the new automobile’s amount.
This will calculate the total amount you will be required to finance your 2002 Kia Spectra. Check with different lenders to see qualified financing deals. These deals will be based on your credit scores, consumer profile, and credit history. It is good to compare funding rates from numerous loan providers (inspecting offers with 3-4 lenders is excellent). Doubling inspecting the contending deals will assist you get the finest financing deal possible on your Kia vehicle.
To finish your Spectra finance, you need to do a few things involving having an approved credit rating, meeting loan provider requirements, and meeting auto finance requirements. Try to have a credit score of over 600 (non-prime classification) when trying to buy a newer car. Credit ratings in the 500s (subprime bracket) might be acceptable for slightly older used car or truck financing. Knowing your credit score is essential considering your score can immediately impact your given lending rates during the new loan offering process.
Other lender requirements consist of making a specified level of income every month and fulfilling residency requirements by residing in a location the lender services for a set amount of time. In the non-prime credit category of 601 to 660 ratings, loan providers may require you to have a month-to-month income of $1,600 to $2,000. Subprime lending institutions in the 501 to 600 credit rating typically have comparable requirements. Your automobile should meet general auto finance requirements like being more recent than 10 years old and having less than 100,000 miles with positive vehicle equity.
Kia Spectra Refinancing
Refinance your Kia Spectra (base) sedan. Learn how you can save money by adjusting your current loan.
Find Kia Spectra Insurance
Learn about insurance and see coverage options for your Kia Spectra. Bundling your insurance can save you money.
Learn About Kia Motors Finance
Kia Motors Finance is Kia’s in-house finance support services division. They provide various loan alternatives if you are considering purchasing a newer motor vehicle from one of the auto brands dealers. The benefits and promotions can include finance offers like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the amount of down payment). Kia Motors Finance can also supply leasing deals and benefits like 10,500 yearly miles for 39 months with a set dollar amount due at finalizing.
Understanding Lending Options for Your Spectra (base)
It is very important to be aware of how much you can manage to allocate towards your new 2002 Kia Spectra. This is essential not only for vehicle budgeting when monitoring your personal expenses but also for comparing finance deals from various lenders. Checking loan numbers with a financing calculator is among the easiest methods to rapidly see your estimated vehicle payment.
What is the Car Payment to Buy a Kia Spectra (base)?
Wondering how much it would be to get an auto loan on a 2002 Kia Spectra? Here is an estimated loan payment you can use to kick off your research! The answer to your vehicle payment estimate question depends on several calculations. The monthly auto payment on a Kia Spectra (base) is calculated by taking into account the following things: your deposit, loan lending rate, term, credit score, trade in-value, and similar things. Details like sales tax on the Spectra (base) also need to be taken into consideration. Therefore, given that the manufacturer’s suggested retail price or MSRP is $11,970, an average estimated car payment for a new Spectra may be close to $173.50.
This is approximated by using the MSRP minus a 10% deposit along with a auto loan borrowing rate of 5% throughout a 48 month term. Always remember these approximations will change depending on your quoted financing rates and bank or credit union offers. Remember this is what it could cost if you purchased the 2002 Kia Spectra “brand-new” based upon the MSRP. With used vehicles, there is a considerable chance the month-to-month car payment will be considerably different. You can check more price quotes using different percentages and numbers using a auto loan calculator.
Estimated Monthly Payment
$173.50
Involved Payment Factors
MSRP: $11,970 Down Payment: 10% (estimated payment) Loan Interest Rate: 5% (average rate) Car Loan Term: 72 months (varies by offer)
Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.
2002 Kia Spectra Refinancing
Refinancing your Kia Spectra is also an alternative to consider after you have already made a number of your initial monthly car or truck payments. The original loan providers you initially funded through frequently have rewards and promotions which terminate or are front-weighted. Unique deals like cash back refunds and 0% APR financing discount rates might start losing their effectiveness or worth after 6 to 12 vehicle payments.
If your financial circumstance has changed since you purchased your Kia Spectra or if your starting rate and term are not good for you, think about refinancing. You can usually save dollars on your monthly vehicle payments by refinancing your auto loan.
Kia Spectra Insurance Coverage
Having an auto insurance policy insurance coverage for your Kia Spectra is a must have. Selecting the right insurance plan for you will most likely help pay for expenses related to vehicular crashes and collisions, auto theft, and additional damage to your car or truck. Not only will the policy assist you in repairing the damage from an auto collision or striking a stationary object, but holding valid insurance is usually a legal obligation to operate a vehicle on public roadways in many states and counties in the USA. The most ideal car insurance plans and associated coverage include comprehensive collision coverage which helps you repair accident-related damage to your Kia sedan and pay for non accident-related damage from many things like bad weather, storms, wildland fires, vandalism, and animal impacts on top of automobile collisions. Your insurance coverage can also help you pay for repairs to the 1.8L engine in your sedan in addition to other mechanical components. The amount you pay for the coverage can change and is often based upon the manufacture year of your vehicle. If you drive the 2002 (base), this will be factored into your monthly insurance payments. Learn more about insurance and protect your Kia Spectra 4 door sedan with a 1.8L 4-cylinder 4A.
Where to Buy Kia Spectra (base)
Shopping for the ideal car or truck can be hard. There are a lot of factors to think of when it comes time to purchase a car or truck. As an example, you need to find the right make and model that matches your goals together with handling a car or truck monthly payment that aligns with your budget plan. There are a lot of alternatives available for buying used and new automobile stock, so it could be hard to understand where to start your automobile purchasing journey. Carvana is among the very best companies to begin buying an automobile. Their big stock, financing options, and trade-in policies can help you easily exchange the motor vehicle you have currently for another one you want to drive. Discover how to purchase a car through Carvana.
We most often think about factory service warranties when it comes to purchasing a premier support for your brand-new car. These factory manufacturer’s warranties provide traditional protections like a restricted 3 year duration or 36,000 mile bumper-to-bumper service warranty and a 5 year duration or 60,000 mile powertrain protection warranty. These yearly durations begin with the initial date of sale by the initial owner.
Supplemental manufacturer factory automobile service warranties are usually readily available depending upon the engine type. New automobiles with diesel engines can come with a factory 5 year duration or 100,000 mile powertrain guarantee. Hybrid motor vehicles and electric battery powered vehicles (EVs) additionally can come with unique protection like a 8 year duration or 100,000 mile service warranty.
There are also extended auto or vehicle service plans (VSPs), Certified pre-owned (CPO) protection, and extra warranty protection options available beyond the manufacturers factory programs. VSPs offer maintenance service plans with additional coverage for a vehicle’s parts and components in the event your car deals with a huge mechanical failure. When buying a used vehicle, these are excellent options to think about.
CPO extended warranties usually add coverage for extra years limited by either time or mileage like 2 years or 80,000 miles on the car or truck. Cars, trucks, and SUVs that are sold with CPO statuses receive a thorough pre-owned evaluation by qualified professionals which includes additional warranty years. CPO motor vehicles typically cost more than comparable used cars , however, they may be worth it for having comfort that the car or truck you are getting is mechanically healthy.
Other coverage alternatives consist of pre-paid vehicle maintenance programs from auto dealerships. These plans include the components, services, and labor that are part of the recommended producer’s routine maintenance schedule. You will identify these checks and associated mileages posted in the car or truck owner’s manual.
Info Regarding Spectra Warranties
Factory Warranty: A factory warranty is what you might picture when it concerns an “automobile warranty”. These sorts of service warranties most often are included with the purchase of brand-new automobiles and are one of the most convenient and most budget-friendly solutions to take care of your vehicle– warranty wise because the brand-new motor vehicle will probably cost more than a used one leading to less affordability. The factory warranty is similar to a manufacturer’s service warranty and provides an assurance from the automaker that they will fix any problems. Under the guarantee protection, the car company will replace any damaged parts and/or fix any damaged areas due to manufacturing irregularities, faulty components, and defective workmanship with no charge to you as the car owner. The guarantee makes sure the vehicle will be restored to original operating condition.
Drivetrain Warranty: A drivetrain warranty covers the components which move or “drive” the motor vehicle along. The elements of the drivetrain can incorporate the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and associated parts. The service warranty also normally protects internal engine parts like seals, gaskets, and other rubberized components. A drivetrain warranty is also another term for a powertrain service warranty and might cover comparable parts depending upon the automaker’s definitions and warranty terms.
Roadside Warranty: A roadside warranty assists you when you are stranded or breakdown while driving. This warranty for the Kia Spectra (base) includes standard help services like towing, flat tire fixing or replacement, dead battery assistance and jumpstarts, lockout support, fluid and fuel delivery, and other related services. A roadside service warranty is similar to roadside assistance, but it is provided with the new car from the manufacturer and not an add-on item through insurance coverage or a vehicle service plan (VSP).
Rust & Corrosion Warranty: A rust and corrosion warranty helps to guard the body, materials, and frame of the car. Car manufacturers often include this anti-corrosion warranty with new automobiles to help repair damage triggered by caustic liquids, compounds, and materials.
Kia Spectra Factory Warranty Coverage
Factory Warranty: 5 years / 60,000 miles
Drive Train Warranty: 10 years / 100,000 miles
Roadside Warranty: 5 years / unlimited miles
Rust & Corrosion Warranty: 5 years / 100,000 miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
Kia Spectra (base) Manufacturer Add-ons
In order to create interest in a bigger market of drivers who are interested in the 2002 Kia Spectra (base), a few different trim levels are provided. Lots of auto makers supply various alternatives for their cars. This includes Hyundai Motor Group who makes the Spectra model. These alternatives can feature things like various paint colors, wheel sizes, or bundles that consist of features like a sunroof or entertainment system. Providing these options allows producers to appeal to different kinds of car shoppers and enables them to move larger volumes of cars and trucks.
These options permit consumers to choose a car which fulfills their needs and can include various attributes that they might desire in their automobile. Some vehicle manufacturers may provide things like a variety of various engines, trim lines, and also sport or performance packages to select from, while others might provide a wide range of exterior color options or interior trim levels. The alternatives that are offered can vary between automakers, makes, and models, so do your research when you are searching for a car with certain traits like heated seats or 3rd occupant seating.
By taking the time to explore the various choices that are readily available, you, as the customer, can make sure that you are getting precisely what you want in your new vehicle. This sedan by Spectra comes outfitted from the vehicle producer with a number of basic setups and options. They include options like the MacPherson strut front suspension, four-wheel independent suspension, multi-link rear suspension,bucket front seats, cloth, driver seat with manual adjustable lumbar support,split-folding rear seatback,heated mirrors,clock,front cupholders, front door pockets, overhead console with storage, speed-proportional power steering,front reading lights, trunk light, dual vanity mirrors,4 total speakers, AM/FM stereo,rear defogger, intermittent wipers,full wheel covers, steel wheels, temporary spare tire, 14 x 5.5 inch wheels, all season tires, P185/65R14 tires, steel spare wheel,auto delay off headlamps, child seat anchors, electronic brakeforce distribution, front seatbelt pretensioners, emergency interior trunk release, rear center lap belt, rear door child safety locks, ventilated front disc/rear drum brakes, and other typical vehicle features.
Kia Spectra Frequently Asked Questions
Have questions about the Kia Spectra (base)? Discover answers to commonly asked FAQs. It is essential to know what you are getting into with your vehicle purchase and research the specific details. Check out the specifications and understand how your car payment on a car can affect your finances. These questions can help you start to understand the capabilities of the vehicle along with miles per gallon, weight, horsepower, and engine capabilities.
What is a Kia Spectra (base)?
The Kia Spectra is a vehicle line produced by Hyundai Motor Group. The (base) is a specific package of the Kia Spectra lineup. The vehicle is categorized as a compact car.
How much does a Kia Spectra (base) cost?
The Kia Spectra (base) costs around $11,970.
What is the car payment to buy a Kia Spectra (base)?
The monthly car payment on a Kia Spectra (base) depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Spectra (base) also need to be considered. Since the MSRP is $11,970, the average car payment for a new Spectra could be around $173.50. This can be estimated by using the MSRP minus a 10% down payment with a auto loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.
Can I lease a Kia Spectra (base)?
You may be able to lease a Kia Spectra (base) through an auto loan lender or financial institution.
Can I refinance my Kia Spectra (base)?
You may be able to refinance your Kia Spectra (base) depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.
Where can I buy a Kia Spectra (base)?
Try searching car dealers like Carvana for a Kia Spectra (base). They often have good deals on recent vehicles and may also have a similar Kia Spectra in their inventory.
How far does the Kia Spectra (base) go on a single tank of gas?
The Kia Spectra (base) can usually travel around 250.8/356.4 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.
Does the Kia Spectra have good gas mileage?
Kia Spectra gets an EPA estimated 19/27 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 22 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.
What kind of gas mileage does the Kia Spectra get?
The Kia Spectra gets 19/27 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 22.
What type of gas does a Kia Spectra use?
The Kia Spectra uses the regular unleaded fuel type.
How much gas does the Kia Spectra gas tank hold?
The gas tank in the Kia Spectra holds 13.2 gallons of gas.
What type of vehicle is the Kia Spectra (base)?
The Kia Spectra with the (base) package is a compact car.
What is the towing capacity of a Kia Spectra?
The Kia Spectra has a towing capacity of pounds.
How much horsepower does a Kia Spectra have?
The Kia Spectra has a horsepower rating of 126HP.
What kind of engine does a Kia Spectra (base) have?
The Kia Spectra (base) comes with a 1.8L 4-cylinder 4-speed automatic engine.
What type of drivetrain does a Kia Spectra (base) have?
The Kia Spectra (base) features a front wheel drive drivetrain.
What kind of transmission does a Kia Spectra come with?
The Kia Spectra (base) comes with a 4-speed automatic transmission.
Where is the Kia Spectra made?
The Kia Spectra (base) is made in the South Korea by Hyundai Motor Group.
Is the Kia Spectra domestic or imported?
The Kia Spectra is a imported vehicle.
What car company makes the Kia Spectra (base)?
The Hyundai Motor Group is the auto manufacturer which produces the Kia Spectra (base).
How much does a Kia Spectra weigh?
The Kia Spectra (base) has a gross vehicle weight of pounds and a curb weight of 2,717 pounds. Learn more about how a vehicle is weighed.
What kind of warranty does the Kia Spectra come with?
The Kia Spectra (base) can come with a few warranties from the manufacturer including a 10 years / 100,000 miles drivetrain warranty, a 5 years / unlimited miles roadside warranty, a 5 years / 100,000 miles anti-rust warranty, and a maintenance program.
