2002 Ford F-150 XLT 2 door Truck (Regular Cab)

Learn about the Ford F-150 full-size pickup truck. See the engine specifications, gas mileage, price, and MSRP. Research Ford XLT warranty features and Ford Credit lending options.

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Details About the 2002 Ford F-150 truck (regular cab)

The 2002 Ford F-150 is manufactured under the Ford car brand name. It is categorized as a full-size pickup truck and comes with a truck (regular cab) body. This 2 door truck (regular cab) has four wheel drive with a 5-speed manual transmission. The Ford F-150 is predominantly domestic from the country of United States. The Ford automotive line is a subsidiary auto maker held by Ford Motor Company.

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2002 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide SB 4.2L 6-Cylinder 5M 1

Introducing the 2002 Ford F-150 XLT

The Ford F-150 comes in different trim levels and spec packages including the 2002 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide SB (4.2L 6-Cylinder 5M). This variation of the F-150 truck (regular cab) sports the 2 door Regular Cab XLT 4WD Styleside SB with a 4.2L 6-cylinder 5M on the Ford F-150 vehicle chassis. The F-150 XLT trim can integrate automobile enhancement bundles depending upon the origin of the automobile and the production generation.

Ford F-150 XLT Pricing and MSRP

Interested in having a 2002 Ford F-150 XLT? The recommended MSRP is quoted at $24,130 and related Kelly Blue Book market prices are usually lower. Used vehicle appraisals are calculated using the year, make, configuration, and other details. Ford F-150 asking prices can increase beyond these price ranges because of considerations like increased consumer demand, reduced availability, and market shortages. For example in 2021, SUV, truck, and car rates and affiliated automobile equity rose due to chip production shortfalls and supply chain restrictions. This situation brought on a ripple effect on the auto marketplace with older used vehicle quotes catching up with the price highs historically solely seen by brand-new vehicle sales.

MSRP: $24,130

Trim & Style: 2 door Regular Cab XLT 4WD Styleside SB with a 4.2L 6-cylinder 5M

Made In: United States

F-150 XLT Performance Specs and Engine

The performance specs and abilities of your vehicle’s engine matter a lot. If you are towing a load or recreational trailer with a truck. The power, specs and capacities of your engine towing bundle matters a lot. Your quarter mile time, brake horsepower, and engine can lead to more bragging rights if you are taking your sports car out for a track day. However, if you are searching for a smaller economical car or sedan to drive to work as an everyday driver, you might not care what is under the hood if it is efficient and the engine runs well.

Ford Automobile Manufacturer Specifications

The 2002 Ford F-150 may include several various performance bundles and engine alternatives. This exact Ford vehicle comes with the 4.2 gas engine with a four wheel drive drivetrain.

Engine: 4.2L 6-cylinder 5MHorsepower: 202
Doors: 2 doorTransmission: 5-speed manual
Drive Type: four wheel driveFuel: gas
MSRP: $24,130Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
2002 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide SB 4.2L 6-Cylinder 5M 2

Fuel Economy and Gas Mileage

Being aware of gas mileage and fuel economy are valuable variables when it comes to shopping for a Ford F-150. The total expense of the automobile includes much more than the list price and includes the fuel cost. This is generally the next most expensive element when it comes to motor vehicle ownership. The 3rd most costly factor is adhering to the suggested service schedule and completing preventive upkeep.

The U.S. Environmental Protection Agency or EPA produces assessments around a vehicle’s gas mileage (MPG) and how many miles an automobile can proficiently drive per a gallon of fuel consumed on city streets and on the highway. MPG is dependent on Ford F-150 engine type, efficiency, operation elevation, and other things like aftermarket customizations, but it offers a pretty good guideline for fuel usage.

For the 2002 Ford F-150, the EPA determines around 14/18 MPG while operating the vehicle on city streets and while driving on the highway. These valuations are different given that city driving includes navigating neighborhood streets, stop lights, stop signs, and other things which make the Ford F-150 to stop and start more regularly. On the highway, the Ford F-150’s engine and fuel effectiveness can be extended, reaching a greater MPG rating.

Fuel Usage Comparisons

Check out how your current car measures up to the fuel performance of the 2002 Ford F-150. Use the gas mileage comparison calculator to see how many more miles you might drive and costs related to fuel. Can you save money by driving this Ford F-150 or will it cost you more gas money to drive?

MPG: 14/18 MPG (city/Highway)

Compare Other vehicle MPGs

Why Finance Your F-150 XLT

Financing your 2002 Ford F-150 truck (regular cab) can be a good method to get into the automobile of your dreams while paying it off over the course of several years by making monthly payments. Car owners normally start the automobile purchasing process by determining the vehicle model they plan to buy. Next, you need to figure out the amount you will need to finance by calculating the difference in between the out the door price of your new Ford F-150 and the benefits of your car deposit and any trade-in value or credit from your existing automobile. Take away these values from the new automobile’s cost.

This will provide you with the total amount you will be required to finance your 2002 Ford F-150. Get in touch with loan providers to see quoted financing deals. These offers will usually be based on your credit bracket, customer credit profile, and credit history. This next step involves finding the ideal lender. It is best to compare loan rates and terms from a couple of lending institutions (checking out deals with 3-4 loan providers is usually best). Double checking the competing deals will help you get the best funding deal possible on your Ford vehicle.

To round off your F-150 financing process, you need to do several things consisting of having a qualifying credit report, meeting lending institution prerequisites, and meeting auto financing requirements. When attempting to purchase a recently made automobile, make an effort to boost your credit score of over 600 (non-prime bracket). Credit scores in the 500s (subprime group) might be acceptable for slightly older used car financing. This is important given that your rating can immediately impact your given lending rates throughout the new loan offering process.

Other lender requirements involve making a specific level of income each month and fulfilling residency criteria by residing in a location the lending institution services for a set amount of time, like several months. In the non-prime credit classification of 601 to 660 scores, lenders might require borrowers to have a monthly earnings of $1,600 to $2,000. Subprime lending institutions in the 501 to 600 credit rating generally have comparable requirements. Lastly your automobile needs to fulfill general auto financing requirements like being newer than 10 years old and having less than 100,000 miles with favorable vehicle equity.

Ford F-150 Refinancing

Refinance your Ford F-150 XLT truck (regular cab). Learn how you can save money by adjusting your current loan.

Find Ford F-150 Insurance

Learn about insurance and see coverage options for your Ford F-150. Bundling your insurance can save you money.

Learn About Ford Credit

Ford Credit is Ford’s internal financial services division. If you are thinking about buying a more recent car or truck from an auto brand dealership, they offer a few funding choices. The promotions and incentives can include finance deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the amount of down payment). Ford Credit can also provide lease offers and benefits like 10,500 yearly miles for 39 months with a set dollar amount due at finalizing.

Understanding Lending Options for Your F-150 XLT

It is very important to know how much you can manage to pay for your brand-new 2002 Ford F-150. This is important not only for motor vehicle budgeting when monitoring your personal finances but also for comparing finance offers from various lending institutions. Using a financing calculator is among the simplest methods to quickly see your expected car payment.

What is the Auto Payment to Buy a Ford F-150 XLT?

Wondering how much money it would cost to get a car loan on a 2002 Ford F-150? Here is an approximate cost you can use to kick off the research! The best answer to the automobile payment estimate question depends on a few factors. The month-to-month car payment on a Ford F-150 XLT is calculated by using the following things: your down payment, car loan rate, loan term, credit report, trade in-value, and various other details. Things like the sales tax on the F-150 XLT also have to be factored in. Now, we are ready to find the estimated payment. Since the manufacturer’s suggested retail price or MSRP is $24,130, the estimated average auto payment for a new F-150 could be roughly $349.75.

This can be estimated by utilizing the MSRP minus a 10% down payment with a vehicle loan interest rate of 5% over a 48 month term. Keep in mind it does not take into account mandatory info like sales tax. Simply use this information for research purposes only. Remember this amount is what it may cost if you bought the 2002 Ford F-150 “brand-new” based on the MSRP. With older motor vehicles, there is a considerable probability the regular monthly motor vehicle payment will be drastically varied. You can check additional price quotes using different numbers by using a calculator.

Estimated Monthly Payment

$349.75

Involved Payment Factors

MSRP: $24,130
Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

2002 Ford F-150 Refinancing

Refinancing your Ford F-150 is also an alternative to think about after you have made several of your preliminary month-to-month car payments. The original lending institutions you originally funded through often have incentives and promotions which lapse or are front-weighted. For instance, special deals like cash back refunds and 0% APR financing discount rates might start losing their advantages or worth after 6 to 12 car payments.

If your financial circumstance has changed because you bought your Ford F-150 or if your initial rate and term are no longer helpful to you, think about refinancing. You can generally save money on your regular monthly vehicle payments by refinancing your car or truck loan.

Ford F-150 Vehile Insurance Policies

Having motor vehicle insurance insurance coverage for your Ford F-150 is a must have. Getting the right coverage for you may help cover damages and expenses associated with auto crashes, motor vehicle theft, and additional damage to your car. Not only will car insurance assist you in repairing the damage from a vehicle accident or striking a stationary object, but having current insurance coverage is commonly a legal requirement to drive a car on public roads in most states and counties in the US. The very best vehicle insurance plans are comprehensive collision coverage which helps you repair accident-related damage to your Ford truck (regular cab) and pay for non accident-related damage from many things like inclement weather conditions, storms, wildland fires, vandalism, and animal impacts in addition to motor vehicle accidents. Your insurance policy can additionally help you pay for repairs to the 4.2L engine in your truck (regular cab) in addition to other mechanical parts. The amount you pay for the coverage can change and is frequently based on the manufacture year of your automobile. If you drive the 2002 XLT, this will be factored into your regular monthly insurance payments. Discover more about insurance and protect your Ford F-150 2 door Regular Cab XLT 4WD Styleside SB with a 4.2L 6-cylinder 5M.

2002 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide SB 4.2L 6-Cylinder 5M 3

Buy a Ford F-150 XLT

There are a lot of factors to consider when it comes time to purchase a car. You want to find the ideal make and model that fits your needs along with managing a car payment that fits into your budget. There are a lot of alternatives out there for shopping for new and used car inventory, so it can be hard to know where to begin your car purchasing journey. Check out Carvana.

Shop for a Ford F-150

F-150 XLT Safety and Features

Warranty and Maintenance Specs

We typically think of branded factory manufacturer’s warranties when it involves buying a premier support for your brand-new car. These factory service warranties provide traditional protections like a restricted 3 year in duration or 36,000 mile bumper-to-bumper manufacturer’s warranty and a 5 year in duration or 60,000 mile powertrain guarantee. These annual timeframes start from the original purchase date by the original truck or car’s owner.

Supplementary manufacturer factory car service contracts are usually available based on the vehicle’s engine type. New cars with diesel engines can come with a factory 5 year or 100,000 mile powertrain service warranty. Hybrid automobiles and electric vehicles (EVs) additionally can come with unique coverage like a 8 year or 100,000 mile service warranty.

There are also extended vehicle service plans (VSPs), Certified pre-owned (CPO) protection, and extra warranty protection choices available beyond the auto maker’s original factory plans. VSPs offer routine maintenance service programs with increased protection for components and parts in case your car or truck has a catastrophic mechanical failure or breakdown. When purchasing a used motor vehicle, these are great alternatives to consider.

CPO guarantees commonly add protection for extra years with a mileage and/or time limitation like 2 years or 80,000 miles on the automobile. Cars, trucks, and SUVs that carry CPO statuses go through a thorough pre-owned examination by licensed specialists which adds extra warranty years. CPO cars typically have price points more than equivalent used motor vehicles , however, they could be worth it for coming with comfort that the vehicle you are purchasing is mechanically okay.

Other protection choices consist of prepaid motor vehicle upkeep programs from automobile dealerships. These programs help to fix the parts, services, and labor that pertain to the recommended maker’s routine maintenance schedule. You can identify these service checks and associated mileages listed in the automobile owner’s guide.

About F-150 Warranty Types

Factory Warranty: A factory warranty is what you might think about when the idea of auto warranties are brought up. These sorts of warranties frequently are included with the purchase of new cars and trucks and are among the simplest and most cost effective methods to cover your vehicle– warranty wise given that the brand-new car or truck may cost more than a used one leading to you spending more money. The factory warranty is similar to a manufacturer’s warranty and provides a commitment from the automaker that any problems with the vehicle will be fixed. Under the warranty guarantee coverage, the car manufacturer will replace any damaged parts and/or fix any damaged areas caused by manufacturing issues, defective components, and faulty craftsmanship with relatively no charge to you as the automobile owner. The service warranty makes sure the car or truck will be restored to original operating shape.

Drivetrain Warranty: A drivetrain service warranty covers the parts, components, and systems which move or “drive” the vehicle forward. A drivetrain service warranty is also another term for a powertrain service warranty and might cover comparable elements depending on the producer’s descriptions and service warranty terms.

Roadside Warranty: A roadside warranty assists you when you are stranded or broken down when driving. This warranty for the Ford F-150 XLT consists of basic support services like towing, flat tire fixing or replacement, dead battery aid and jumpstarts, lockout support, fluid and fuel delivery, and other comparable services. A roadside warranty is similar to roadside assistance, but it is incorporated into the warranty with the brand-new motor vehicle from the car manufacturer and not an add-on item through your car insurance or a vehicle service contract or VSC.

Rust & Corrosion Warranty: A rust and corrosion warranty can help protect the body and frame of the car. Car manufacturers include this warranty with brand-new vehicles to help fix damage brought on by caustic liquids, chemicals, and other road maintenance products. While motor vehicle bodies are developed from materials which are corrosion-resistant like aluminum, magnesium, carbon fiber, and plastic, rust can form on body panels. For instance, substantial volumes of highway deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and related substances and elements can induce a car’s body to rust. Other corrosive liquids like bleach and acid, can cause oxidation if splashed on body panels.

Ford F-150 Factory Warranty Coverage

Factory Warranty: 3 years / 36,000 milesDrive Train Warranty: 3 years / 36,000 miles
Roadside Warranty: 3 years / 36,000 milesRust & Corrosion Warranty: 5 years / unlimited miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

Ford F-150 XLT Add-ons

In order to attract a bigger variety of drivers who are interested in the 2002 Ford F-150 XLT, a few different trim levels are provided. Many automotive companies deliver various choices for their cars. This includes Ford Motor Company who makes the F-150 model. These choices can incorporate details like assorted paint colors, wheel dimensions, or packages that consist of aspects like a sunroof or navigation system. Delivering these choices permits makers to develop interest in diverse types of car shoppers and helps them to move a large volume of vehicles.

These choices enable customers to pick a vehicle which meets their requirements plus can include different features that they might desire in their automobile. Some car producers might offer things like a variety of various engines, trim lines, as well as performance packages to pick from, while others may offer different exterior color options or interior trim levels or colors. The options that are available can vary between automakers, makes, and models, so do your research when you are looking for a car with particular features like heated seats or 3rd occupant seats.

By taking the time to research the various choices that are available in the vehicle market, you, as the customer, can make sure that you are buying exactly what you want in your new vehicle. This truck (regular cab) by F-150 comes equipped from the auto producer with a number of standard setups and options. They include options like the front independent suspension, short and long arm front suspension, solid live axle rear suspension,cloth, split-bench front seats, driver seat with manual adjustable lumbar support, passenger seat with manual adjustable lumbar support,1 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer,cruise control, front cupholders, front door pockets, overhead console with storage, power steering, retained accessory power, tilt-adjustable steering wheel, cruise controls on steering wheel,cargo area light, front reading lights, leather steering wheel, air conditioning, dual vanity mirrors,4 total speakers, 80 watts stereo output, mast antenna, AM/FM stereo,privacy glass, variable intermittent wipers,chrome finish bumpers,alloy wheels, full-size matching spare tire, underbody mounted spare tire, 16 x 7.0 inch wheels, all season tires, P235/70R S tires, steel spare wheel,cargo tie downs, trailer wiring,2 front headrests, child seat anchors, electronic brakeforce distribution, engine immobilizer, front fog/driving lights, remote anti-theft alarm system, 4-wheel ABS, front center lap belt, passenger airbag deactivation switch, ventilated front disc/solid rear disc brakes, and other common vehicle features.

2002 Ford F-150 2 Door Regular Cab XLT 4WD StyleSide SB 4.2L 6-Cylinder 5M 4

Ford F-150 Frequently Asked Questions


Looking for info about the Ford F-150 XLT? Discover answers to frequently asked questions. It is crucial to do your research on the vehicle and research the specific details. Check out the specifications and be aware of how the car payment on your automobile can change your finances. These questions can help you understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.

What is a Ford F-150 XLT?

The Ford F-150 is a vehicle line produced by Ford Motor Company. The XLT is a specific package of the Ford F-150 lineup. The vehicle is categorized as a full-size pickup truck.

How much does a Ford F-150 XLT cost?

The Ford F-150 XLT costs around $24,130.

What is the car payment to buy a Ford F-150 XLT?

The monthly car payment on a Ford F-150 XLT depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the F-150 XLT also need to be considered. Since the MSRP is $24,130, the average car payment for a new F-150 could be around $349.75. This can be estimated by using the MSRP minus a 10% down payment with a motor vehicle loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a Ford F-150 XLT?

You may be able to lease a Ford F-150 XLT through an auto loan lender or financial institution.

Can I refinance my Ford F-150 XLT?

You may be able to refinance your Ford F-150 XLT depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a Ford F-150 XLT?

Try searching car dealers like Carvana for a Ford F-150 XLT. They often have good deals on recent vehicles and may also have a similar Ford F-150 in their inventory.

How far does the Ford F-150 XLT go on a single tank of gas?

The Ford F-150 XLT can usually travel around 343.0/441.0 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the Ford F-150 have good gas mileage?

Ford F-150 gets an EPA estimated 14/18 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 15 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the Ford F-150 get?

The Ford F-150 gets 14/18 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 15.

What type of gas does a Ford F-150 use?

The Ford F-150 uses the regular unleaded fuel type.

How much gas does the Ford F-150 gas tank hold?

The gas tank in the Ford F-150 holds 24.5 gallons of gas.

What type of vehicle is the Ford F-150 XLT?

The Ford F-150 with the XLT package is a full-size pickup truck.

What is the towing capacity of a Ford F-150?

The Ford F-150 has a towing capacity of 8,200 pounds.

How much horsepower does a Ford F-150 have?

The Ford F-150 has a horsepower rating of 202HP.

What kind of engine does a Ford F-150 XLT have?

The Ford F-150 XLT comes with a 4.2L V6 4×4 5-speed manual 6.6 foot bed engine.

What type of drivetrain does a Ford F-150 XLT have?

The Ford F-150 XLT features a four wheel drive drivetrain.

What kind of transmission does a Ford F-150 come with?

The Ford F-150 XLT comes with a 5-speed manual transmission.

Where is the Ford F-150 made?

The Ford F-150 XLT is made in the United States by Ford Motor Company.

Is the Ford F-150 domestic or imported?

The Ford F-150 is a domestic vehicle.

What car company makes the Ford F-150 XLT?

The Ford Motor Company is the auto manufacturer which produces the Ford F-150 XLT.

How much does a Ford F-150 weigh?

The Ford F-150 XLT has a gross vehicle weight of 6,300 pounds and a curb weight of 4,345 pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the Ford F-150 come with?

The Ford F-150 XLT can come with a few warranties from the manufacturer including a 3 years / 36,000 miles drivetrain warranty, a 3 years / 36,000 miles roadside warranty, a 5 years / unlimited miles anti-rust warranty, and a maintenance program.

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