2002 Ford F-150 XLT 2 door Truck (Regular Cab)

Learn about the Ford F-150 full-size pickup truck. See the engine specifications, gas mileage, price, and MSRP. Research Ford XLT warranty features and Ford Credit lending options.

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About the 2002 Ford F-150 truck (regular cab)

The 2002 Ford F-150 is produced under the Ford car brand. It is classified as a full-size pickup truck and features a truck (regular cab) body. This 2 door truck (regular cab) has rear wheel drive with a 5-speed manual transmission. The Ford F-150 is primarily domestic from the country of United States. The Ford vehicle line is a subsidiary auto manufacturer held by Ford Motor Company.

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2002 Ford F-150 2 Door Regular Cab XLT 2WD StyleSide SB 4.2L 6-Cylinder 5M 1

Introduction to the 2002 Ford F-150 XLT

The Ford F-150 is available in various trim levels and packages such as the 2002 Ford F-150 2 Door Regular Cab XLT 2WD StyleSide SB (4.2L 6-Cylinder 5M). This variation of the F-150 truck (regular cab) features the 2 door Regular Cab XLT 2WD Styleside SB with a 4.2L 6-cylinder 5M on the Ford F-150 vehicle chassis. The F-150 XLT trim might feature vehicle upgrade packages based on the origin of the motor vehicle and the time of production.

Ford F-150 XLT Price and MSRP

Are you excited to acquire a 2002 Ford F-150 XLT? The initial MSRP is posted at $20,715 and used Kelly Blue Book valuations are commonly found at lower price points. Used vehicle rates are calculated with the year, make, style, and other details. Ford F-150 valuations can increase beyond these estimates due to variables like increased demand, limited availability, and market shortages. During 2021, auto sale prices and correlated vehicle equity increased due to computer chip inadequacies and supply chain constraints. This shortage produced tensions on the marketplace and older used vehicle equity eclipsing the value highs formerly only seen by brand-new automobile sales.

MSRP: $20,715

Trim & Style: 2 door Regular Cab XLT 2WD Styleside SB with a 4.2L 6-cylinder 5M

Made In: United States

F-150 XLT Performance Specifications and Engine

An automobile’s power, torque, and performance are important for understanding the limitations of the vehicle, and they matter more in several cases than others. For example, if you are hauling a load or open-air trailer with a truck. The performance specs and capabilities of your engine pulling package matters a lot. If you are taking your sports car out for a track day, your 0-60 time, quarter mile time, brake horsepower, and engine can generate more bragging rights. On the other hand, if you are trying to find an economical car to drive as a daily driver, you may not even care what is under the hood as long as it is trustworthy and the engine runs well.

Ford Automobile Additional Info

The 2002 Ford F-150 can come along with numerous different performance packages and engine choices. This particular Ford motor vehicle includes the 4.2 gas engine with a rear wheel drive drivetrain.

Engine: 4.2L 6-cylinder 5MHorsepower: 202
Doors: 2 doorTransmission: 5-speed manual
Drive Type: rear wheel driveFuel: gas
MSRP: $20,715Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
2002 Ford F-150 2 Door Regular Cab XLT 2WD StyleSide SB 4.2L 6-Cylinder 5M 2

Fuel Usage and Miles Per Gallon (MPG)

Understanding gas mileage and fuel economy are very important elements when it comes to purchasing a Ford F-150. The realistic expense of the automobile includes much more than the dealer price and includes the fuel cost. This is typically the next most costly aspect when it comes to automobile ownership. The 3rd most expensive factor is sticking to the recommended maintenance schedule and conducting preventive routine maintenance.

The U.S. Environmental Protection Agency or EPA offers estimates into a vehicle’s gas mileage (MPG) and the number of miles an automobile can proficiently drive per a gallon of fuel required to operate on city streets and on the highway. MPG is dependent on Ford F-150 engine type, performance, operation elevation, and other things like aftermarket customizations, but it provides a great baseline for fuel use.

For the 2002 Ford F-150, the EPA approximates an average of 15/19 MPG while driving on city streets and while operating the vehicle on the highway. These valuations are different given that city driving entails navigating neighborhood streets, traffic lights, stop signs, and other things which require the Ford F-150 to stop and start more regularly. On the highway, the Ford F-150’s engine and fuel effectiveness can be extended, allowing them to achieve a greater MPG ranking.

Comparing Vehicle MPGs

Check out how your present automobile compares to the fuel performance of the 2002 Ford F-150. This could be an essential consideration in the vehicle purchasing process. Use the gas mileage comparison calculator below to see how many more miles you could drive and gas costs. Can you save gas money by driving this Ford F-150 or will it cost you more gas money to drive?

MPG: 15/19 MPG (city/Highway)

Compare Other vehicle MPGs

Why Finance Your F-150 XLT

Finding financing for your 2002 Ford F-150 truck (regular cab) can be a great method to get into the automobile of your dreams while paying it off over the course of a number of years by making monthly payments. Calculate the amount you will need to finance by finding the distinction between the expense of your new Ford F-150 and the values of your down payment and any trade-in credit from your old automobile.

This will provide you with the amount of money you will be required to finance your 2002 Ford F-150. Consult financial institutions to see quoted financing offers. These offers will be based on your credit ratings, client profile, and credit history. It is excellent to compare financing rates from several loan providers (inspecting offers with 3-4 loan providers is excellent). Doubling checking the competing deals will assist you get the best funding deal possible on your Ford car.

To finish off your F-150 financing, you may need to do a few things involving having a qualifying credit score, meeting financier requirements, and meeting vehicle financing benchmarks. Credit ratings in the 500s (subprime classification) might be acceptable for older used motor vehicle financing with scores in the 600s suitable for newer car finance offers.

Other loan provider requirements consist of making a certain amount of cash each month and fulfilling residency criteria by living in a location the loan provider services. In the non-prime credit category of 601 to 660 scores, loan providers may require you to have a regular monthly earnings of $1,600 to $2,000. Subprime lending institutions in the 501 to 600 credit rating usually have comparable requirements. Your car should meet basic automobile finance requirements like being more recent than 10 years old and having less than 100,000 miles with favorable vehicle equity.

Ford F-150 Refinancing

Refinance your Ford F-150 XLT truck (regular cab). Learn how you can save money by adjusting your current loan.

Find Ford F-150 Insurance

Learn about insurance and see coverage options for your Ford F-150. Bundling your insurance can save you money.

Learn About Ford Credit

Ford Credit is Ford’s in-house financial services branch. If you are considering purchasing a more recent car from an auto brand dealer, they can offer a few financing options. The deals and bonuses can include finance deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the down payment). Ford Credit can even provide lease offers and benefits like 10,500 annual miles for 39 months with a set dollar amount due at finalization.

Funding Your F-150 XLT

It is essential to be aware of how much you can manage to put towards your brand-new 2002 Ford F-150. This is essential not just for motor vehicle budgeting when keeping track of your individual financial resources but also for comparing finance offers from various lending institutions. Checking loan rates and terms with a finance calculator is one of the most convenient methods to rapidly see your estimated car payment.

How Much is the Monthly Car Payment to Buy a Ford F-150 XLT?

Wondering how much it would be to sign a motor vehicle loan on a 2002 Ford F-150? Here is some information you can use to begin your research! The answer to the car payment estimate question depends on several numbers. The month-to-month car payment on a Ford F-150 XLT is calculated by using the following things: your down payment, auto loan rate, loan term, credit history, trade in-value, and additional things. Things like the sales tax on the F-150 XLT also have to be taken into consideration. Because the manufacturer’s suggested retail price or MSRP is $20,715, a typical automobile payment for a brand-new F-150 could possibly be around $300.25.

This is approximated by calculating the MSRP and subtracting a 10% down payment together with a loan interest rate of 5% over a term of 48 months. Keep in mind these estimates are going to vary based on your qualifying financing rates, annual percentage rate or APR, and bank offers. Keep in mind this amount is what it may cost if you purchased the 2002 Ford F-150 “brand-new” based upon the MSRP. With used vehicles, there is a high probability the regular monthly car payment will be dramatically varied. You can check more quotes with varying percentages by using a auto loan calculator.

Estimated Monthly Payment

$300.25

Involved Payment Factors

MSRP: $20,715
Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

Info About 2002 Ford F-150 Refinancing

Refinancing your Ford F-150 is also an alternative to keep in mind after you have made a few of your initial monthly vehicle payments. The primary loan providers you originally funded through frequently have benefits and deals which lapse or are front-weighted. For example, special offers like cash back rebates and 0% APR financing discounts may begin losing their effectiveness or benefit after 6 to 12 automobile payments.

If your financial scenario has changed considering that you purchased your Ford F-150 or if your original terms are no longer beneficial to you, think about refinancing. You can generally save cash on your month-to-month automobile payments by refinancing your vehicle loan.

Ford F-150 Auto Insurance Policies

Maintaining active vehicle insurance coverage insurance coverage for your Ford F-150 is very important. Deciding on the ideal coverage and plan for you may help cover expenses related to vehicular crashes, car theft, and additional damage to your car or truck. Not only can insurance coverage help you repair the damage from a vehicle collision or hitting a stationary object, but having current insurance is commonly a legal obligation to operate a vehicle on public roads in many states and counties in the U.S. The best auto insurance plans are often comprehensive collision coverage which helps you repair crash-related damage to your Ford truck (regular cab) and also pay for non accident-related damage from many things like inclement weather conditions, storms, wildland fires, vandalism, and animal strikes on top of motor vehicle crashes. The insurance can also help you repair the 4.2L engine in your truck (regular cab) as well as other mechanical components and parts. The amount you spend for the insurance protection can change and is typically based upon the year of manufacture of your car. If you drive the 2002 XLT, this will be factored into your regular monthly insurance payments. Discover more about insurance coverage and safeguard your Ford F-150 2 door Regular Cab XLT 2WD Styleside SB with a 4.2L 6-cylinder 5M.

2002 Ford F-150 2 Door Regular Cab XLT 2WD StyleSide SB 4.2L 6-Cylinder 5M 3

Where to Buy Ford F-150 XLT

Shopping for the right motor vehicle can be tough. There are a lot of details to think about when it comes time to purchase a vehicle. As an example, you must shop for the right make and model that fits your needs in addition to managing an auto payment that fits into your spending plan. There are a lot of options available for looking at used and new car stock, so it might be difficult to recognize where to begin your automobile purchasing journey. Carvana is one of the very best dealers to start buying a car or truck. Their large stock, financing choices, and trade-in policies can help you quickly replace the car you have currently for a different one you prefer to drive. Discover how to buy an automobile with Carvana.

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F-150 XLT Safety and Features

Service Warranty and Maintenance Details

We often think of factory service warranties when it relates to getting the very best maintenance plan for your new car. These factory service warranties feature traditional protections like a limited 3 year duration or 36,000 mile bumper-to-bumper manufacturer’s warranty and a 5 year or 60,000 mile powertrain manufacturer’s warranty. These annual timeframes start from the initial date of sale by the initial car or truck’s owner.

Extra manufacturer factory automobile service contracts are usually available depending on the vehicle’s engine type. New cars with diesel engines can come with a factory 5 year duration or 100,000 mile powertrain service warranty. Hybrid automobiles and electric powered vehicles (EVs) additionally can come with unique warranty plans like a 8 year or 100,000 mile service warranty.

There are also extended auto or vehicle service plans (VSPs), Certified pre-owned (CPO) coverage, and extra service warranty protection selections offered beyond the producers factory programs. VSPs offer maintenance service plans with additional protection for components in the event your car or truck struggles with a catastrophic mechanical failure. When purchasing a used car or truck, these are excellent options to consider.

CPO extended warranties typically include coverage for additional years with a mileage and/or time limitation like 2 years or 80,000 miles on the vehicle. Cars, trucks, and SUVs that are sold with CPO status undergo a meticulous pre-owned inspection by qualified technicians which adds extra guarantee years. CPO automobiles normally cost more than equivalent used vehicles but may be worth it for coming with the security that the vehicle you are shopping for is mechanically sound.

Other protection options include pre-paid car maintenance plans from auto dealerships. These plans help to maintain the components, services, and labor that are part of the suggested maker’s service schedule. You can find these line items and associated mileages posted in the automobile owner’s manual.

About F-150 Warranties

Factory Warranty: A factory service warranty is what you might think of when it comes to the basic idea of a “car warranty”. These types of warranties most frequently come with brand-new cars and are one of the most convenient and most budget friendly methods to safeguard your vehicle – warranty wise because the new vehicle may cost more than a used one leading to less affordability.

Drivetrain Warranty: A drivetrain warranty covers the parts, parts, and systems which move or “drive” the automobile forward. A drivetrain service warranty is also another term for a powertrain warranty and may cover similar components depending on the producer’s definitions and warranty terms.

Roadside Warranty: A roadside warranty helps you when you are stranded or broken down on the road. This warranty for the Ford F-150 XLT consists of basic support services like towing, blowout fixing or replacement, dead battery assistance and jumpstarts, lockout assistance, fluid and fuel transport and delivery, and other comparable services. A roadside service warranty resembles roadside assistance, however it is incorporated into the warranty with the brand-new motor vehicle from the manufacturer and not an add-on product through insurance policies or a vehicle service contract or VSC.

Rust & Corrosion Warranty: A rust and corrosion warranty helps to guard the body, materials, and frame of the motor vehicle. Car manufacturers often include this warranty with new automobiles to help repair damage caused by caustic liquids, compounds, and materials.

Ford F-150 Factory Warranty Coverage

Factory Warranty: 3 years / 36,000 milesDrive Train Warranty: 3 years / 36,000 miles
Roadside Warranty: 3 years / 36,000 milesRust & Corrosion Warranty: 5 years / unlimited miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

Ford F-150 XLT Additional Add-ons

In order to interest a broader range of car drivers who are interested in the 2002 Ford F-150 XLT, different trim levels are provided. A lot of auto companies supply a variety of choices for their cars. This includes Ford Motor Company who makes the F-150 model. These choices can include details like assorted paint shades, wheel sizes, or packages that include elements like a sunroof or gps system. Offering these options permits makers to attract different types of car buyers and also enables them to sell larger volumes of cars.

These factory options permit consumers to choose a car which fulfills their needs and can include different functions that they may desire in their car. Some car suppliers might offer things like a range of various engines, trim lines, as well as sport or performance packages to pick from, while others might offer a wide range of exterior color options or interior trim levels. The choices that are available are going to vary between automakers, makes, and models, so do your research when you are searching for a car with specific features like heated seats or 3rd occupant seats.

By putting in the time to investigate the various options that are available, you, as the customer, can ensure that you are buying specifically what you want in your new car. This truck (regular cab) by F-150 comes equipped from the automobile maker with a number of basic setups and options. They consist of options like the front independent suspension, short and long arm front suspension, solid live axle rear suspension,cloth, split-bench front seats, driver seat with manual adjustable lumbar support, passenger seat with manual adjustable lumbar support,1 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer,cruise control, front cupholders, front door pockets, overhead console with storage, power steering, retained accessory power, tilt-adjustable steering wheel, cruise controls on steering wheel,cargo area light, front reading lights, leather steering wheel, air conditioning, dual vanity mirrors,4 total speakers, 80 watts stereo output, mast antenna, AM/FM stereo,privacy glass, variable intermittent wipers,chrome finish bumpers,alloy wheels, full-size matching spare tire, underbody mounted spare tire, 16 x 7.0 inch wheels, all season tires, P235/70R S tires, steel spare wheel,cargo tie downs, trailer wiring,2 front headrests, child seat anchors, electronic brakeforce distribution, engine immobilizer, remote anti-theft alarm system, 4-wheel ABS, front center lap belt, passenger airbag deactivation switch, ventilated front disc/solid rear disc brakes, and other standard features.

2002 Ford F-150 2 Door Regular Cab XLT 2WD StyleSide SB 4.2L 6-Cylinder 5M 4

Ford F-150 FAQs


Looking for info about the Ford F-150 XLT? Discover answers to commonly asked FAQs. It is very important to know what you are getting into with your vehicle purchase and research the specific details. Check out the auto specs and understand how your car payment on your vehicle can affect your budget. These questions can help you start to understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.

What is a Ford F-150 XLT?

The Ford F-150 is a vehicle line produced by Ford Motor Company. The XLT is a specific package of the Ford F-150 lineup. The vehicle is categorized as a full-size pickup truck.

How much does a Ford F-150 XLT cost?

The Ford F-150 XLT costs around $20,715.

What is the car payment to buy a Ford F-150 XLT?

The monthly car payment on a Ford F-150 XLT depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the F-150 XLT also need to be considered. Since the MSRP is $20,715, the average car payment for a new F-150 could be around $300.25. This can be estimated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a Ford F-150 XLT?

You may be able to lease a Ford F-150 XLT through an auto loan lender or financial institution.

Can I refinance my Ford F-150 XLT?

You may be able to refinance your Ford F-150 XLT depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a Ford F-150 XLT?

Try searching car dealers like Carvana for a Ford F-150 XLT. They often have good deals on recent vehicles and may also have a similar Ford F-150 in their inventory.

How far does the Ford F-150 XLT go on a single tank of gas?

The Ford F-150 XLT can usually travel around 375/475 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the Ford F-150 have good gas mileage?

Ford F-150 gets an EPA estimated 15/19 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 17 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the Ford F-150 get?

The Ford F-150 gets 15/19 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 17.

What type of gas does a Ford F-150 use?

The Ford F-150 uses the regular unleaded fuel type.

How much gas does the Ford F-150 gas tank hold?

The gas tank in the Ford F-150 holds 25 gallons of gas.

What type of vehicle is the Ford F-150 XLT?

The Ford F-150 with the XLT package is a full-size pickup truck.

What is the towing capacity of a Ford F-150?

The Ford F-150 has a towing capacity of 8,600 pounds.

How much horsepower does a Ford F-150 have?

The Ford F-150 has a horsepower rating of 202HP.

What kind of engine does a Ford F-150 XLT have?

The Ford F-150 XLT comes with a 4.2L V6 5-speed manual 6.6 foot bed engine.

What type of drivetrain does a Ford F-150 XLT have?

The Ford F-150 XLT features a rear wheel drive drivetrain.

What kind of transmission does a Ford F-150 come with?

The Ford F-150 XLT comes with a 5-speed manual transmission.

Where is the Ford F-150 made?

The Ford F-150 XLT is made in the United States by Ford Motor Company.

Is the Ford F-150 domestic or imported?

The Ford F-150 is a domestic vehicle.

What car company makes the Ford F-150 XLT?

The Ford Motor Company is the auto manufacturer which produces the Ford F-150 XLT.

How much does a Ford F-150 weigh?

The Ford F-150 XLT has a gross vehicle weight of 6,050 pounds and a curb weight of 3,990 pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the Ford F-150 come with?

The Ford F-150 XLT can come with a few warranties from the manufacturer including a 3 years / 36,000 miles drivetrain warranty, a 3 years / 36,000 miles roadside warranty, a 5 years / unlimited miles anti-rust warranty, and a maintenance program.

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